Better service at clearer prices
- Pay and receive money in 65+ currencies
- Transparent fees and delivery time as stated
- New currency support added regularly
- No transaction limit, send as much as your business needs
We keep our rates low
International transfer fees
A 0.3% charge applies to incoming, same-currency transactions from Zone 2. An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.
Incoming payments - free
An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries
Outgoing payments - $1
*Incoming payments from Zone 2 won’t incur additional charges unless they are payments in EUR, GBP and USD and you wish to deposit this money without converting to a local currency at a competitive rate.
*A 0.3% charge applies to incoming, same-currency transactions from Zone 2.
*An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries, regardless of incoming volume p.a.
Additional account fees
Standard International
Business Account
Bespoke International
Business Account
Suitable for:
Importers, exporters, manufacturers, professional service providers and e-commerce businesses
Suitable for:
Businesses with complex structures, holding companies, family offices, asset managers and investments funds
Maintenance fee
$100 per month
Bespoke
Minimum account balance needed
$300
Bespoke
Check your eligibility and learn which account is right for you. It only takes 3 minutes.
Your questions, answered
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We don’t currently work with businesses in Afghanistan, Crimea, Cuba, Eritrea, Iran, Iraq, Libya, Mali, Myanmar, Nicaragua, North Korea, Palestine, Somalia, South Sudan, Syria, Venezuela, Yemen or Zimbabwe. If your country of residence isn’t listed in our T&Cs, we are currently unable to be able to work with your business.
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Our onboarding fees are calculated based on your business type and complexity. After reviewing your application, we will always let you know what your onboarding fee will be ahead of moving forward and opening your account.
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We take things like the type of business account and business needs into consideration when calculating your monthly account maintenance fee. Your monthly fee is used to cover your dedicated Client Manager, our banking partners, account maintenance and continually improving the speed and efficiency of our service.
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Many of our clients use their 3S Money business account to collect from all major marketplaces and e-merchants including Amazon, Shopify, Etsy, Klarna, PayPal, Stripe and many others.
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We support 65+ currencies including EUR, USD, GBP, SGD, AED, HUF, RUB, DKK, AUD, CHF, SEK and CNY. If you need support with a specific currency not listed here, your Client Manager will work with you to facilitate your request. See the full list of currencies here.
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3S Money doesn't work with the following industries: crypto, adult, gambling, cannabis, and money service businesses.
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We facilitate payments in 65+ currencies across 190+ jurisdictions at competitive currency rates.
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If you haven’t found the answer you’re looking for the quickest way to contact us is via the contact number on our website, which can be found here.
If you are an existing 3S Money client, simply get in touch with your Client Manager and they will assist you with your queries.
If you have any other questions, please get in touch with our friendly team who will be able to help.