Open a business account in Luxembourg

With a Luxembourg IBAN in your company name, you can collect, send and exchange high-value business payments wherever in the world you’re based.

  • No Luxembourg certificate of residence required
  • Family offices, financial institutions and holding companies accepted
  • Collect, send, and exchange high-value payments to 190+ countries and 65+ currencies inc. EUR, USD, GBP and CHF

Why use 3S Money?

Why is 3S Money different?

It’s hard to do business in Luxembourg

Luxembourg is a globally recognised business hub. Yet, its financial infrastructure is slow and complex. This makes it hard for non-residents to access financial services. At 3S Money, we take a human approach.

Ivan Zhiznevsky and colleague engaging in a conversation at 3S Money’s London office.
Global access

A Luxembourg IBAN in your company name

Holding a local LU IBAN gives you instant access to domestic markets, faster payments, and reduced fees. Enjoy all the benefits of a Luxembourg business account, with no residency requirements.

Get started
Snapshot of Company Name and Luxembourg Account Details with Account Balance.
Local services

Blocking certificate and share capital services

We can provide blocking certificates if your business needs to be entered into the Luxembourg Commercial Register. You can also use your 3S Money account to deposit share capital payments.

Laptop screen showing 3S Money’s Luxembourg Account client portal.

Setting a new standard for international business payments

The Luxembourg banking system is complicated for non-residents. Whatever your business needs, 3S Money has got you covered.

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    Businesses accepted from 190+ countries

    We bring local markets to global clients and believe in fair access to financial services.
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    No chatbots: we speak your language

    Your dedicated Client Manager will support your business with local expertise and global experience.
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    Your global multi-currency account

    Make high-value business payments in 190+ countries and 65+ currencies.
Standard International
Bespoke International

Standard International

Business Account

Bespoke International

Business Account

Suitable for:
Importers, exporters, manufacturers, professional service providers and e-commerce businesses

Suitable for:
Businesses with complex structures, holding companies, family offices, asset managers and investments funds

Maintenance fee

$100 per month

Bespoke

Minimum account balance needed

$300

Bespoke

Check your eligibility and learn which account is right for you. It only takes 3 minutes.

We keep our rates low

International transfer fees

A 0.3% charge applies to incoming, same-currency transactions from Zone 2. An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Incoming payments - free

An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Outgoing payments - $1

*Incoming payments from Zone 2 won’t incur additional charges unless they are payments in EUR, GBP and USD and you wish to deposit this money without converting to a local currency at a competitive rate.

*A 0.3% charge applies to incoming, same-currency transactions from Zone 2.

*An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries, regardless of incoming volume p.a.

Instant account access through your online dashboard

With a 3S Money account, you can manage all your local and international accounts in one place. Through our easy-to-use client portal, you can pay, transfer and exchange funds whenever you need to.

Our competition? What competition

3S Money helps global businesses open online business accounts and simplify their international payments. Here's what makes us different.

Personal Client Manager

Average response time

Under 20 minutes

Shareholders and directors from 190+ countries

Pay and receive money in 65+ currencies

100% online application

High-value payment specialists

Applying for your account only takes 15 minutes. Get started, today.

We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Onboarding team will guide you through the rest of the process to opening your business account.

Your questions, answered

If you have any other questions, please get in touch with our friendly team who will be able to help.