Open an online business account in Luxembourg


Send and receive high-value business payments in Luxembourg as a non-resident with a local LUX IBAN.


65+ Currencies · Dedicated Relationship Manager · CSSF regulated · Foreign owners accepted




3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)

A scenic view of Luxembourg, featuring a canal winding through the cityscape lined with charming houses and lush green trees, creating a picturesque urban scene.


Why choose 3S Money


1

A European IBAN in your company name

Bank locally in 36+ European countries and make same-day unlimited SEPA credit transfers. Boost your credibility with European partners, suppliers and staff by managing payments in Euros.

2

Access local business banking services

Supported by a dedicated Relationship Manager, you can deposit share capital, generate blocking certificates and access European business banking services as a non-EU resident.

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Marta Smirnova

Client Relationship Management, 3S Money

3

Quickly scale your international operations 

Easily manage 65+ currency accounts and make high-value international business payments in 190+ countries with live trading and fair FX rates from one digital payments platform. 

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TrustScore: 4.4 | Based on 700+ reviews


Real clients.

Incredible stories.




3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)



Choose a Global or UAE (DIFC) business account and select the plan that fits your business needs, tailored to your preferences.



Our FX rates are subject to market rates and our banking partners. However, the more you convert, the cheaper your rate becomes. If you have a specific need contact us.


More account features for

borderless business


With our innovative business accounts, companies of all sizes can easily manage their international payment needs.


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"3S Money is an excellent fintech solution suitable for IT companies. Now we have a reliable banking provider, we can focus on our goals with confidence.”

KODE Representative


Ready to discuss your business needs?

Let’s get started


Our team is happy to discuss your digital payment needs to support your business growth. Schedule a call with us in your own language today.



* We speak 12+ languages. Let us know if you would like to schedule a call in your native language.



Frequently asked questions