Open business accounts for your clients

We simplify local account opening for operating, investment, and holding entities.

Secure global payment

solutions for your clients

Security is our highest priority


7 global offices

We have operating offices and established teams in the UK, Netherlands, Luxembourg, UAE, Latvia, Hong Kong, Singapore.


Regulated in 3 jurisdictions

We’re regulated by FCA (United Kingdom), CSSF (Luxembourg) & DFSA (Dubai International Financial Centre).


Safeguarded accounts

Your funds are 100% protected as they are held in segregated, safeguarded accounts.


Secure access

Multi-level authentication for all your personal information, including two-factor authentication for added security.

Purpose built payments platform


Open an account for your client in days rather than weeks.

Create local client named accounts available in UK, NL and LUX all from a fully digital onboarding process.



International payments: global banking infrastructure and payment rails

Access 65+ currencies. Send and receive payments to 190+ countries. Streamline mass payments with batch uploads and no transaction limits.



Automation + API:
connect your treasury management system to automate onboarding, payments and reporting.

Our suite of API functionality and specialist integration team allows clients to access our products from their own systems.


One login

for multiple clients

It’s never been easier to support business with complex payment needs worldwide.


Open local accounts

Generate additional currency IBANs in the platform in a few steps.


Enhanced visibility

Real time display of balances, transactions and bespoke reporting delivery.


Empower your stakeholders

Create different levels of user authorisations that are tailored to existing signatory lists and policies.


Remove multiple logins

With a single sign in, you can access and switch to multiple entities associated with your login.


Unlock new revenue streams

Introduce new revenue streams by monetising treasury and commercial integrations.


Expert support

Our experienced onboarding and client management team are dedicated to supporting your cross-border business growth.

Schedule a call with us in your own language today.

Get in touch to discuss your business needs

An iPhone mockup displaying the accounts page with multiple bank accounts in pounds (£), dirham and Hong Kong Dollars ($) alongside another iphone displaying the transfer page of the banking solution showing money being send from a GBP (£) account to an recipient.

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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg