Open Your International Multi-Currency Business Bank Account
With a 3S Money online business account, you can expand into new global markets without borders. We work with shareholders and directors in 190+ countries, offer 65+ currencies, and have the widest global coverage of any payment provider.
Explore new markets
Open local business accounts
3S Money can help you feel at home in every market, wherever you want to do business.
Why use 3S Money?
Send & receive high value payments in 190+ countries
We provide local access to global markets, with payment solutions available in 190+ countries. You can make international payments in seconds with 3S Money.
Your global multi-currency account
Instantly send, receive, and exchange payments in 65+ currencies. With 5x cheaper FX fees, you can save money on high-value transfers wherever you do business.
Human client support
Every 3S Money business account comes with a dedicated Client Manager. This means no more call queues, chatbots or automated replies. Situated across six international offices, we can provide local expertise when you need it most.
Collect payments from major online marketplaces
3S Money is the perfect partner for your ecommerce business. Collect payments in local currencies from 20+ global marketplaces and avoid hidden conversion fees.
Setting a new standard for international payments
Opening an online business account doesn’t need to be complicated. Whatever your business needs, 3S Money has got you covered.
Importers, exporters, manufacturers, professional service providers and e-commerce businesses
Businesses with complex structures, holding companies, family offices, asset managers and investments funds
$100 per month
Minimum account balance needed
Check your eligibility and learn which account is right for you. It only takes 3 minutes.
One account for your global business needs
Manage all your local and international business accounts in one place. You can instantly send, transfer, and exchange payments through our easy-to-use Client Portal.
Our competition? What competition
3S Money helps global businesses open online business accounts and simplify their international payments. Here's what makes us different.
Personal Client Manager
Under 20 minutes
Shareholders and directors from 190+ countries
Pay and receive money in 65+ currencies
100% online application
High-value payment specialists
Applying for your account only takes 15 minutes
Your questions, answered
3S Money is a bank challenger, rather than a traditional bank – we don’t have a banking licence. Instead, we’re an Electronic Money Institution that’s regulated by the UK’s Financial Conduct Authority.
As an EMI, we’re not part of the FSCS scheme. However, as we don’t loan out funds that have been deposited by our clients, we retain 100% liquidity. Read more about our safeguarding measures here.
We aim to support businesses in as many industries as possible, wherever they operate. apply a human approach to onboarding, compliance and KYC procedures, allowing us to work with companies in high-risk regions that traditional banks might otherwise decline.
The list of industries we can support includes but isn’t exclusive to:
• Agriculture, farming and forestry
• Art, antiques and luxury goods
• Computers and communication equipment
• Energy and utilities
• Food, beverages and tobacco
• Health & beauty
• Household and consumer goods
• IT, software development and maintenance
• Machinery and metal products
• Motor vehicles
• Print and media
• Sports and gaming
• Textile, clothing and footwear
• Transport and logistics
You can check your eligibility before you apply.
As a global business, we use English as a first language for all written communications. However, with dedicated Client Managers across five global offices - we aim to provide local language support where possible. Contact your dedicated Client Manager or our friendly Sales team for more information.
Our onboarding fees are calculated based on your business type and complexity. After reviewing your application, we'll always let you know what your onboarding fee will be ahead of moving forward and opening your account.
Your account maintenance fee is calculated based on your account type and business needs. We use your fee to cover your dedicated Client Manager and our banking partners to help continually improve the speed and efficiency of our service.
If you haven’t found the answer you’re looking for the quickest way to get in touch is via the contact number on our website, which can be found here.
If you are an existing 3S Money client, simply get in touch with your Client Manager and they will assist you with your queries.