Foreign exchange solutions for your business


Make and receive high-value business payments in USD, EUR, GPB, CNY and 65+ currencies with immediate settlement & no transfer limits.


Fair FX rates · Dedicated Relationship Managers · Multi-currency IBAN accounts · FCA, CSSF and DIFC regulated




Benefits



Why use 3S Money?


1

Live FX rates with immediate settlement

Our Client Portal allows you to access, exchange, and transfer funds 24/7. Lock in preferential rates and reduce exposure to fluctuation with real-time transfers and settlement.

image

2

Work with a dedicated Relationship Manager

Get personalised support to explore new business opportunities. Your assigned Manager will assist you in securing FX trades, expediting payments and setting up new currency pairs.

image

Maxim Koshkin

Relationship manager, 3S Money

3

Explore opportunities in 190+ countries

Hold and exchange 65+ currencies at fair rates. Pair major, minor and exotic currencies to maximise your conversion margins in any market.

image

avatar

"3S Money provided a bespoke service that’s hard to find with other fintechs. As a result, we can now focus on our goal of becoming the leading real estate investment platform in Europe knowing we have a solution that will scale with us."

Tanel Orro, CEO at Reinvest24


Apply for pre-approval in just

15 minutes


Ready to simplify your international payments?


image
image


Frequently asked questions


Which currencies can I exchange with 3S Money?

With our fair FX rates and instant currency exchange, you can hold up to 65 currencies, including USD, EUR, GBP, CNY, AED, INR and more.

Check out our full list of currencies here.

What is an exotic currency?

Exotic currencies are from less developed economies, with higher volatility and lower liquidity. They pose an increased trading risk due to limited market activity and sensitivity to economic factors. Examples include Thai Baht (THB), South African Rand (ZAR), Turkish Lira (TRY), Indonesian Rupiah (IDR) and Brazilian Real (BRL).

If you’re interested in sending, receiving and exchanging payments in exotic currencies, get in touch with our team.

How much does 3S Money charge for currency exchange?

Any applied rate will depend on the type and amount of currency being traded. We provide flexible, competitive, and transparent exchange rates to help you maximise your margins on every transfer.

Read our full Fees and Pricing.

Is there a limit to how much I can exchange with 3S Money?

No, there's no limit on the value or amount of funds you can exchange. You can access live 24/7 rates and process real-time conversions in 65+ currencies with instant settlement, all within our Client Portal.

Can I exchange currencies and make payments during the weekend?

Payments and currency exchange are available 365 days a year through our Client Portal. However, we only process transfers during standard banking hours. Transfers made on weekends or public holidays will be processed on the next available working day.