Protected
Your funds are held in accounts of our partner banks meaning it’s fully protected.
Safeguarded accounts
We never loan or invest your money meaning it’s always 100% liquid.
Secure access
Multi-level authentication for all your personal information, including two-factor authentication for added security.
Built on a bank-grade platform
We have direct SWIFT and FX connectivity with banks. Meaning we offer payments, FX and safeguarding of funds.
Our partner banks:
Barclays
Crown Agents Bank
Raiffeisen Bank International
3S Money was born with a mission:
wherever you're from and wherever you do business - get equal access to financial services.
If you don't have the right passport, businesses worldwide are shut out of the system.
We fixed it.
Now we have...
)
6 global offices
Your local market experts with expertise in global payment routes.
)
Clients in 67 countries
We service 1000s of clients all over the world across 54 industries.
)
Customer service in 12 languages
We speak in your language and we understand your business.
Trusted by businesses
across the world
Learn about how using 3S Money has transformed the financial operations for businesses globally.
More successful stories from our clients on Trustpilot
Choose a Global or UAE (DIFC) business account and select the plan that fits your business needs, tailored to your preferences.
What is the difference?
Standard
€100
/ monthly
Local GB, LU and NL IBANS
Access to SWIFT, SEPA and Faster Payments networks
Multi-level and two-factor authentication
Accounting integrations i.e Xero and Kyriba
A dedicated Relationship Manager
Up to 2 account users
Suitable for...
UK and EU-based businesses with up to 5 beneficiary owners and monthly transaction volumes below €100K.
Fees of popular transactions*
UK Faster Pay • £2
EUR SEPA • €2
Payments to UAE • 0.30%
Payments to China • 0.60%
Receive from EU, UK, US and UAE • 0%
*Based on selected plan a fixed cost could be applicable, please view our fees plan for more information
Enterprise
Popular
€300
/ monthly
All Standard features
plus
Save up to 50% on transaction fees
Complex business structures accepted
Custom API integrations
Negotiable transaction fees
Up to 5 account users
Suitable for...
importers/exporters, wholesalers, real-estate managers, and businesses with global monthly transaction volumes below €10M.
Fees of popular transactions*
UK Faster Pay • £1
EUR SEPA • €1
Payments to UAE • 0.15%
Payments to China • 0.45%
Receive from EU, UK, US and UAE • 0%
*Based on selected plan a fixed cost could be applicable, please view our fees plan for more information
Enterprise Plus
Bespoke
/ monthly
All Enterprise features
plus
Save up to 70% on transaction fees
Highly complex business structures accepted
Specialised payment solutions
Reduced FX rates on hard currency pairs
Up to 10 account users
Suitable for...
holding companies, asset managers, financial institutions, private aviation and businesses with monthly transactions above €10M.
Fees of popular transactions*
UK Faster Pay • €1
EUR SEPA • €1
Payments to UAE • 0.10%
Payments to China • 0.25%
Receive from EU, UK, US and UAE • 0%
*Based on selected plan a fixed cost could be applicable, please view our fees plan for more information
Our FX rates are subject to market rates and our banking partners. However, the more you convert, the cheaper your rate becomes. If you have a specific need contact us.