One business account. Total control of international payments

190+ countries • 65+ currencies • Bank-beating FX rates • No transaction limits • $1 International fees

Globally regulated by FSA, CSSF & DFSA
Global Excellence Awards | 2022 Best Online Cross-Border Banking Services and Payments Provider

Personal client support in London

Easy to use dashboard with tailored access levels

Personal client support in Amsterdam

Worldwide multi-currency transfers made easy

Personal client support in Dubai

Personal client support in Riga

As featured in

"3S Money customers stick around for ease of use and customer service."

"3S Money is making it easier to send and receive payments."

"3S Money champions stronger synergy between traditional banks and Fintechs."

“3S Money discusses how financial inclusion removes barriers, helping SMEs grow.”

Global access

One multi-currency account

Easy access to 65+ currencies in 190 countries worldwide.

Get started

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Send money internationally

Local IBAN details

Collect and send payments globally via SWIFT, SEPA and Faster Payments with local IBANs in your company name.

Choose an account

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Premium service

Unparalleled client support

Need help setting up across Europe and beyond? Your Client Manager acts as your invested business partner to help you navigate new payment routes.

Chat on WhatsApp

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Standard International Business Account

An account built for global businesses

Starting from $100/month

Get started Speak with us

Bank-beating FX rates

Make and receive payments in 65+ currencies

EUR

ZWL

XOF

XAF

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One dashboard, global access

All of your local business accounts in one place

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Benefit from a dedicated Client Manager

Your Client Manager can help support you with payment processing, foreign exchange, opening new accounts, and more.

Add 65+ currencies

Send and receive payments in 65+ currencies and 190+ countries, with instant foreign exchange.

Access your local account details

Local UK, EU, and US account details in one place.

Success stories

Empowering business owners globally

“The number one benefit is the personal contact - it's incredibly valuable”

Bernard Sleijster Urban Health Farms — Founder & Managing Director

Read Bernard’s story

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Safety guaranteed

Peace of mind with every payment

Your money is fully protected, always accessible and never loaned or invested. Safeguarded by our banking partners we retain 100% liquidity. Your data is securely stored and protected with multiple layers of authentication, including two-factor authentication for added security. We’re globally regulated by the Financial Services Authority (FCA), Dubai Financial Services Authority (DFSA) and the Commission de Surveillance du Secteur Financier (CSSF).

Read our safeguarding statement

Why we do what we do

Applying for your account only takes 15 minutes.
Get started, today.

We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Sales team will guide you through the rest of the process to opening your online business account.

Open an account

Pre-approval

Application

Welcome call

Review

Confirmation