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Import & export multi-currency business account

Streamline your supply chain & accelerate international payments.

65+ currencies · 190+ countries · Bank-beating FX · No transaction limits · $1 SWIFT transfers

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Business payments without borders


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Trade in 190+ countries

Cut banking red-tape worldwide and pay directly in local currencies with local IBANs in the countries you operate in.

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Forecast with confidence

Protect against market fluctuations with guaranteed FX rates and trade finance options.

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Real human support

Get a Relationship Manager to support you with changing trade regulations, tariffs and compliance requirements overseas


How we support the

import and export industry

Easily pay tariffs in 190+ countries

Simplify cross-border customs by settling shipping, VAT and brokerage fees in local currencies with same-day clearing and no transfer limits.

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Simplify money management

Oversee every transaction and manage sub-accounts in one online platform. Automate reconciliation, schedule multi-currency batch payments and optimise your working capital with trade finance and locked-in currency exchanges.

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Expand operations worldwide

Protect your business from market fluctuations, FX risk, confidently enter emerging markets, and scale on your terms with tailored industry payment solutions.

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Apply for an account in just

15 minutes


Ready to simplify your international payments?


An iPhone mockup displaying the accounts page with multiple bank accounts in pounds (£), dirham and Hong Kong Dollars ($) alongside another iphone displaying the transfer page of the banking solution showing money being send from a GBP (£) account to an recipient.

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Trusted by businesses

across the world

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Discover how 3S Money helps clients worldwide



Apply for an account in just

15 minutes


Once pre-approved, our team will guide you through the process of opening your business account—no need to step into a bank.



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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg