Become a 3S Money partner

Unlock the potential of your network with our referral programme.


Monetise your network

Unlock better business payment solutions for your clients and turn your connections into commission.

Worldwide business acceptance

After experiencing business banking frustration first-hand, we launched in 2018 to redefine the financial landscape for all entrepreneurs.

No minimum referrals

We offer the same commission packages and personalised support for every partner, regardless of their network size.

Receive product & sales support

We offer regular training sessions and provide marketing materials to help you maximise your referral opportunities.

Earn competitive commission

Get a €500 bonus for your first referral and receive a revenue based quarterly commission payout.

Expand your portfolio

Confidently work with new clients from different locations and industries, knowing that 3S Money can meet their payment needs.

Earn referral rewards

Alongside your commission, you will receive a complimentary gift for every five new approved accounts.

Why choose 3S Money?


International Business Account

Multi-currency business IBANs, with no transfer limits and $1 SWIFT transfers. Make payments in 190+ countries & in 65+ currencies with 24/7 live exchange rates and immediate settlement.



Work with a dedicated Relationship Manager

Every account receives personalised payment, foreign exchange and technical support from an assigned Client Manager.


Relationship Management Team

3S Money, London UK


We accept business owners from 190+ countries

We can onboard clients from anywhere in the world, with no local residency or banking requirements.


How to become a 3S Money partner

Explore additional avenues for support and discover more ways to get the assistance you need


Become a partner

Meet our dedicated partnerships team to discuss your business needs and learn how we can support your clients.


Refer your client

Working with your dedicated partnerships manager, you can easily refer and onboard clients anytime.


Start earning commission

For personalised assistance, reach out to your local office. Find contact details and visit us today.

Ready to become a partner?

Apply today and earn a €500 bonus for your first referral. Still have questions? Our dedicated Partnerships Team is here to help. Leave us a message and we’ll call you back.


Frequently asked questions

Is 3S Money a bank?

3S Money is not a bank. 3S Money is an Electronic Money Institution that provides multi-currency international business accounts as well as foreign exchange solutions. By combining innovative financial technology with private banking standards, we offer businesses the payment services they need to expand into new markets.

We are licenced and regulated by the Luxembourg Commission de Surveillance du Secteur Financier (CSSF), the UK’s Financial Conduct Authority (FCA), and Dubai’s Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC).

How do I open a 3S Money account?

Opening an account with 3S Money couldn’t be easier. We only need a few details about you, your business, and your international payment needs. Simply complete our application form, and our team will take care of the rest.

What type of business does 3S Money accept?

3S Money welcomes businesses from around the world and supports entrepreneurs in industries that traditional banks might ignore.

The list of industries we can support includes but isn’t exclusive to:

  • Agriculture, farming and forestry

  • Art, antiques and luxury goods

  • Commodities

  • Computers and communication equipment

  • Construction

  • Energy and utilities

  • Food, beverages and tobacco

  • Health & beauty

  • Household and consumer goods

  • IT, software development and maintenance

  • Machinery and metal products

  • Medical

  • Motor vehicles

  • Print and media

  • Sports and gaming

  • Textile, clothing and footwear

  • Transport and logistics

Check out our full eligibility criteria.

Can 3S Money provide customer support in different languages?

As a global business, we use English as a first language for all written communications. However, with dedicated Relationship Managers across seven global offices - we aim to provide local language support where possible.

How do I contact 3S Money?

The quickest way to get in touch is by sending us a message through our Contact Us page or by calling your local 3S Money office to speak to our team directly.

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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg