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Business accounts for the construction industry

All-in-one multi-currency payment solution for construction, real estate and property firms. 

65+ currencies. 190+ countries. Bank-beating FX. No transaction limits. $1 SWIFT transfers.

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Financial foundations you can trust


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Maximise your margins

Protect your construction projects from financial uncertainties and get Trade Finance options tailored to you.

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Tailored client support

Work with a personal Client Manager who understand the financial challenges of the construction sector overseas.

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Streamline global procurement

Access global supply chains and pay local vendors directly in 65+ currencies.


How we support the

construction sector

Pay contractors in 190+ countries

Source the best labour and partners worldwide. Pay local salaries, expenses, and taxes in 65+ currencies with local banking details from one business account.

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Access emerging markets

Buy materials and sell services worldwide with confidence. Trade like a local and protect against FX risk with fair, locked-in rates & domestic collection accounts.

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Personalised client support

Scale your operations supported by a Relationship Manager with construction industry expertise. Our team can provide bespoke payment solutions wherever you do business.

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Apply for an account in just

15 minutes


Ready to simplify your international payments?


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Trusted by businesses

across the world

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Discover how 3S Money helps clients worldwide



Apply for an account in just

15 minutes


Once pre-approved, our team will guide you through the process of opening your business account—no need to step into a bank.



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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg