Bespoke API solutions for business banking

Link your company's treasury, accounting, payroll and marketplace apps directly to your 3S Money account.


The smarter way

to connect your business payments


Open local accounts

Provide your clients with access to local payment services using UK & EU IBANs.


International payment solutions

You can send high-value payments to recipients in 190+ countries quickly and securely.


Real-time reporting

Streamline your financial management with automated accounting, reconciliation, reporting and payment notifications.


Multi-currency business account

Collect, hold, exchange and make payments in 65+ currencies with fair rates & instant settlement to your linked accounts.


Dedicated Relationship Manager

Maximise your account with personalised payment and technical assistance tailored to your business requirements.


Regulated payment services

3S Money is licensed by the FCA, CSSF and DFSA (DIFC), ensuring the protection of client funds.

Enhance your platform with embedded financial services

Transform your platform into a powerful hub with our API. Improve your client experience and competitive advantage with native payment and account solutions


Why use the 3S Money API?


Open new revenue streams

Maximise your margins by integrating our solutions to monetise your accounts, payments, and foreign exchange.


Simplify your account management

You can open multi-currency IBANs, view cash balances, execute FX and payments, and receive automated reporting and status notifications from within your system.



Designed for developers, built for business

Our suite of flexible APIs, sandbox, and dedicated technical support team allows you to implement and test the right solution before deployment.



"3S Money provided a bespoke service that’s hard to find with other fintechs. We can now focus on our goal of becoming the leading real estate investment platform in Europe knowing we have a solution that will scale with us.”

Tanel Orro, CEO at Reinvest24

Transform your international payments experience

Our team is available to discuss your payment requirements and support your business expansion. Schedule a call with us today in your preferred language.

Frequently asked questions

What integrations are supported by the 3S Money API?

Our API tools fit seamlessly within your existing automation flows and internal systems. Whatever platforms you use, we can connect with you.

Is the 3S Money API safe to use?

We apply industry-standard encryption and manage connections through our endpoint URL. You can secure your API Keys using your preferred system, giving you complete control over them.

Does 3S Money manage the development phase of integrations?

We provide your developers with the tools to build flexible and scalable bespoke integrations based on your company's needs. Full technical support will be available throughout the integration process.

What documentation is available for developers using the 3S Money API?

Your developers can use our integration guides and code examples, will full support from our dedicated support team, to troubleshoot any issues.

Explore our Getting Started Documentation for more detailed help and resources.

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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg