3S Money Help Centre
Your questions, answered
Frequently Asked Questions
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3S Money is a cross-border payment platform that offers multi-currency business accounts. By combining innovative financial technology with private banking standards, we provide businesses with the tools they need to scale new markets.
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3S Money is not a bank. We’re an Electronic Money Institution (EMI) that offers global payment services. While not holding a banking license, 3S Money is regulated by the FCA in the UK, CSSF in Luxembourg and DFSA in Dubai. We operate under strict global compliance measures to provide robust banking solutions.
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Opening an account with 3S Money couldn’t be easier. Simply complete our quick application form and receive pre-approval in under 15 minutes. We only need a few details about you, your business, and your international payment needs. Our team will take care of the rest.
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We are committed to providing international business accounts to diverse industries. However, there are specific industries that we do not work with due to legal, compliance, regulatory, or ethical reasons.
These prohibited industries include but are not exclusive to:
- Adult entertainment
- Cannabis
- Chemicals and allied products
- Cryptocurrency
- Gambling
While we understand that these industries may be legitimate businesses for some, we have chosen not to support them. For more details, visit our prohibited industries page or check your eligibility.
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We adhere to rigorous security measures and regulatory standards, ensuring of your money. With advanced encryption technology, robust compliance protocols, and top-tier banking partners, you know that your funds are always safe with 3S Money.
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Explore all topics
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Getting Started with 3S MoneyYour 3S Money journey starts here.27 articles
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Managing your International Business AccountManage your account, your way.26 articles
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Sending & receiving payments internationallyHow to make the most of your money.21 articles
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Compliance and KYCWe always put people first.8 articles
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Security and regulationYour funds have never been safer.8 articles
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International payments glossaryNo jargon - we just tell it like it is.11 articles




Have a question about 3S Money?
Our team would love to hear from you. Send us a message via our contact form or call your local 3S Money office.