Open a business account in the
  • /media/1176/download/international-icon.png?v=1 International
  • /media/1153/download/netherlands.png?v=1 Netherlands
  • /media/1151/download/denmark.png?v=1 Denmark
  • /media/1149/download/germany.png?v=1 Germany
  • /media/1150/download/luxembourg2.png?v=1 Luxembourg
  • /media/1152/download/united%20kingdom.png?v=1 United Kingdom

With a local UK IBAN or account number and sort code in your company name, you can collect, send and exchange high-value business payments. Wherever in the world you’re based.

  • Collect, send, and exchange payments in 190+ countries and 65+ currencies inc. EUR, USD, SEK and AED
  • No UK residency requirements
  • 100% online application and account management
  • Quickly get a business IBAN number for the UK 

Why use 3S Money?

Why is 3S Money different?

UK banks are letting business owners down

Brexit, strict compliance and risk-averse attitudes make it difficult for global business owners to open local accounts. We make the UK accessible for everyone, regardless of the colour of their passport.

Ivan Zhiznevsky and colleague engaging in a conversation at 3S Money’s London office.
Global access

A UK account number and sort code in your company name

Enjoy all the benefits of a UK business bank account without the paperwork. Your account number and sort code will give you the tools to operate as a local business in the UK.

Get started
Snapshot of Company Name and UK Account Details with Account Balance.
Simplify expenses

Manage all local payments through one account

Having a dedicated business account makes it easier to pay local taxes, salaries, and overheads. Our UK Business Account can be used for direct debits, standing orders and is accepted by HMRC.

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Setting a new standard for international business payments

The UK is one of the best places in the world to grow a business, but its historic banking system is complicated. Whatever your business needs, 3S Money has got you covered.

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    Businesses accepted from 190+ countries.

    We bring local markets to global clients and believe in fair access to financial services.
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    No chatbots: we speak your language

    Your dedicated Client Manager will support your business with local expertise and global experience.
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    Your global multi-currency account

    Make high-value business payments in 190+ countries and 65+ currencies.
$100/month
Bespoke

Standard International

Business Account

$100/month

Bespoke International

Business Account

Bespoke

Suitable for:
Importers, exporters, manufacturers, professional service providers and ecommerce businesses

Suitable for:
Businesses with complex structures, holding companies, family offices, asset managers and investment funds

A dedicated Client Manager
High-value international payments aren't without complexity. We're here to make it easy for you.

Senior Client Manager support

Large transaction support
Executive support for payments over $1m

Number of users per account

10

Unlimited

We keep our rates low

International transfer fees

A 0.3% charge applies to incoming, same-currency transactions from Zone 2. An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Incoming payments - free

An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Outgoing payments - $1

*Incoming payments from Zone 2 won’t incur additional charges unless they are payments in EUR, GBP and USD and you wish to deposit this money without converting to a local currency at a competitive rate.

*A 0.3% charge applies to incoming, same-currency transactions from Zone 2.

*An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries, regardless of incoming volume p.a.

Instant account access through your online dashboard

With a 3S Money account, you can manage all your local and international IBAN accounts in one place. Through our easy-to-use client portal, you can pay, transfer and exchange funds whenever you need to.

Our competition? What competition

3S Money helps global businesses open online business accounts and simplify their international payments. Here's what makes us different.

Personal Client Manager

Average response time

Under 20 minutes

Shareholders and directors from 190+ countries

Pay and receive money in 65+ currencies

100% online application

High-value payment specialists

Credit line

Up to $10m

Applying for your account only takes 15 minutes. Get started, today.

We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Onboarding team will guide you through the rest of the process to opening your business account.

1
Pre-approval
2
Application
3
Welcome call
4
Review
5
Confirmation

Your questions, answered

If you have any other questions, please get in touch with our friendly team who will be able to help.

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