Global accounts
Open a global online business account worldwide - add IBANs for GB, NL, LU, FR & AE. No branch visits required.
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Global payments
Send and receive unlimited SWIFT and SEPA payments from 190+ countries with instant settlement & no hidden fees.
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Currency wallets & FX
Benefit from bank-beating exchange rates and automated conversions in USD, GBP, AED, EUR and 65+ currencies.
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Private relationship management
Partner with a personal Relationship Manager and receive specialised industry payment and FX support in 10+ languages.
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The journey so far...
3S Money was founded in 2018 when international banking was broken. We’ve gone from one chair in Barclays Rise to six global offices worldwide...
2025
Hong Kong here we come!
We were granted our Money Service Operator Licence in March and are expanding our local team to supercharge our APAC expansion. Elsewhere in the we're upsizing to a new office in the heart of Amsterdam to spearhead our EU operations. Watch this space!
2024
Barclays partnership & language expansion
Six years after joining Barclays Rise, we signed formal partnership terms with Barclays to offer our clients business accounts in USD, GBP, EUR, and AED. We also launched our website in French and Arabic to support our growing international client network.
2023
Company rebrand & new website
We wanted a brand identity and online presence that reflected our values, mission, and clients' ambitions. We updated everything, from our tone of voice to our typeface, to ensure it looked and felt like 3S Money.
2022
Award winners, DFSA & CSSF licence holders & new London HQ
Outgrowing our initial space at Barclays Rise, we proudly got the keys to our new HQ in the heart of East London Tech City. We secured operational licenses in Luxembourg and Dubai and began building our powerhouse teams across Benelux and MENA. No content with that - we were awarded Best Online Cross-Border Banking Services and Payments Provider at the 2022 Global Excellence Awards.
2021
We opened our Amsterdam & Dubai offices
Little over two years after we first expanded into Europe, we celebrated the grand opening of our new Amsterdam office. If that wasn’t exciting enough, we officially set up our home in the Dubai International Financial Centre.
2019
Our first regional office & FCA licence
Our expansion began with our office opening in Riga, Latvia, now our technical nerve centre. We also received our operational licence from the UK’s Financial Conduct Authority, which led to the creation of our first ever SWIFT code.
2018
Where it all began
From a single chair at Barclays Rise, we established our banking partnership with Currency Cloud, introduced our Dutch IBANs and welcomed our first London employee, Senior Developer, Jaime Brito.
Values that drive us
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We support the community
We actively participate in fundraising initiatives and projects to embody our commitment to corporate social responsibility. By contributing to meaningful causes, we not only strengthen our connections with communities but also showcase our dedication to making a positive impact beyond business.
Meet the team
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Eugene Dugaev
Chief Technology Officer & Founder
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Ivan Zhiznevsky
CEO & Founder
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Andrei Dikouchine
Chairman & Founder
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Tom Herring
Global Chief Revenue Officer
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Andrea Noormann
Chief Revenue Officer - Europe
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Evan Kaldelis
CEO - Dubai & MENA
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Catherine Sin
Global Marketing Director
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Paul Wright
Non-Executive Director
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Angela Knight
Head of Risk and Compliance & Board Member
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© 3S Money Club Limited 2019-2026. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg