3S Money Referral Program Supplement to the General Terms of Service 

 Last updated and effective: 2024 


PLEASE READ THESE REFERRAL TERMS CAREFULLY 


This “3S Money Referral Program Supplement to the General Terms of Service” is a supplement to, and must be read together with your General Terms of Service. These documents together, referred to here as “Agreement”, govern our referral program (“Referral Program”). The definitions of capitalized terms are defined in parenthesis within this Agreement or are defined in your General Terms of Service. Underlined words in this supplement contain hyperlinks to further information. 


By using, participating in, or receiving the benefit of any portion of our Referral Program, you agree to be bound by this Agreement and to comply with it. If you do not agree to the terms of this Agreement, you must not use our Referral Program. 

 

1. DESCRIPTION OF THE REFERRAL PROGRAM 

 
1.1. The Referral Program allows existing 3S Money customers in good standing to benefit, for a specified period of time, by our free choice and discretion, from a non-monetary or monetary reward (hereinafter “Reward”), if you meet the requirements of any of the Referral Programs in force at the time applicable to you. You can see the requirements for your current Referral Program on the 3S Money website (“Program Requirements”), including whether you are eligible for said program, how many persons you need to invite, the Reward that you may receive, and the conditions attached to the Referral Program. 


1.2. To participate in the Referral Program, among other requirements, you must invite another person that is not 3S Money’s customer to open an account with 3S Money by sharing a unique link provided to you on 3S Money account that your invitee must use to start their application by clicking on that link (“Invitees”). 


1.3. You may receive a Reward each time you meet, at our discretion, the requirements of the Referral Program applicable to you in force at the time. 


2. ELIGIBILITY AND AVAILABILITY 

 
2.1. You must be a registered user of 3S Money in good standing to benefit from the Referral Program. 


2.2. Referral Programs are not available in all countries or locations. Participation in any Referral Program is unauthorized in any jurisdiction where all or any portion of this program may violate (or may cause 3S Money to violate) any legal requirements, and you agree not to participate if you are a resident of any such jurisdiction. Referral Programs are for non-commercial use. 


2.3. You may not refer people for commercial purposes and/or include referrals via a website or social media. 

 

3. PROHIBITED USES 

 
3.1. You may only use our Referral Program in good faith for lawful purposes. You may not: 


(a) create more than one account in order to invite yourself or your affiliates; 


(b) invite others that have created duplicate accounts; 


(c) use alternative contact information to refer yourself or others that have created duplicate accounts; 


(d) invite someone who is or has been a customer of 3S Money or any of its affiliates; 


(e) invite fictitious persons; 


(f) do anything that damages 3S Money’s brand, goodwill or reputation; 


(g) use our 3S Money Services in a deceiving or deceptive manner to benefit from a Referral Program; 


(h) use the Referral Program in: (i) any way that breaches any applicable local, national or international law or regulation; or (ii) any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect; (iii) in any way that contravenes any other agreements we have with you, including our General Terms of Service; or (iv) in a manner harmful to our interests; 


(i) to transmit any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); or 


(j) to transmit any unsolicited or unauthorised advertising either via paid search or any other similar activity, including channels that can damage the 3S Money brand, goodwill or reputation; 


(k) share the invitation link to another person (3S Money’s non customer) that has not told you they want to receive information about 3S Money; 


(l) share your invite link on content websites or social media channels. 


(m) use your invite link for commercial purposes 

 

3.2. Any obligation on you not to do something includes an obligation not to allow that thing to be done. 

 

4. ADDITIONAL DOCUMENTS 

 
4.1. 3S Money may require additional documents, including identification information, from you prior to giving any Reward. 

 

4.2. 3S Money shall not be in breach of this Agreement (nor have any obligation to provide to you a Reward) if you do not (in 3S Money’s sole and absolute discretion) provide the additional documents requested by 3S Money. 

 

5. DATA PROTECTION 

 
You represent and warrant to us that you have obtained the express consent from the persons whose data you provide us with. 

 

6. WHAT WE CAN DO IF YOU ABUSE REFERRAL PROGRAMS OR BREACH THIS AGREEMENT  
 

6.1. If we suspect (in our sole and absolute discretion) that you have not used the Referral Program in good faith or have breached or acted inconsistently with the Agreement, we have the right to: 


a) refuse to provide you the Reward; and/or 


b) suspend or terminate this Agreement, your participation in any Referral Program or your access to our 3S Money Services under the General Terms of Service applicable and accepted by you. 


6.2 You understand and agree that termination of your participation in the Referral Program (or your access to 3S Money Services) will result in the immediate forfeiture of all Rewards associated with you. 


6.3. 3S Money will be the sole arbiter in cases of suspected abuse, fraud, or violation of its rules and any decision it makes relating to termination, suspension, or disabling of your participation in Referral Program terms and/or your forfeiture of any Reward. 

 

7. LIMITATION OF LIABILITY 

 

7.1. 3S Money accepts no liability for any use of the Referral Program which does not comply with this Agreement. 


7.2. You are liable if you breach this Agreement or applicable laws. In the event of loss, claims, costs or expenses (including reasonable legal fees) arising out of your breach of this Agreement, any applicable law or regulation and/or your use of our 3S Money Services, you agree to defend, compensate us and our affiliates and hold us harmless. This provision will continue after our relationship ends. 


7.3. You acknowledge that we may use the Reward to offset any amounts you owe us. 
 

8. CHANGES TO THIS AGREEMENT 

 

We may amend this Agreement, any Program Requirements or other terms or policies that govern your participation in the Referral Program from time to time. The revised Agreement or Program Requirement will take effect when posted or as otherwise expressly indicated. By continuing to use the Referral Program after any changes to this Agreement or Program Requirements take effect or taking such other action as specified by 3S Money, you agree to be bound by those changes. 

 

9. CHANGES AND TERMINATION OF THE REFERRAL PROGRAM 
 

9.1. 3S Money reserves the right to, in our sole and absolute discretion: 


(a) amend, change, cancel or restrict the Referral Program at any time (for some or all users), or any Reward at any time and for any reason without notice; and 


(b) terminate the Referral Program at any time, without notice. 


9.2. In the event the Referral Program is terminated or if your access to our Services is terminated for any reason, 3S Money will not be obliged to credit any accounts that would have otherwise qualified for a Reward. 
 

10. CONTACT US 
 

If you need any support, you can contact us.