Global accounts
Open a global online business account worldwide - add IBANs for GB, NL, LU, FR & AE. No branch visits required.
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Global payments
Send and receive unlimited SWIFT and SEPA payments from 190+ countries with instant settlement & no hidden fees.
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Currency wallets & FX
Benefit from bank-beating exchange rates and automated conversions in USD, GBP, AED, EUR and 65+ currencies.
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Private relationship management
Partner with a personal Relationship Manager and receive specialised industry payment and FX support in 10+ languages.
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Business debit cards
Simplify international business spending with debit cards, giving you expense management and control in one place
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Personal accounts
Designed for global citizens, with personalised support, multi-currency payments and international transfers
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Regulated in the UK (FCA), Luxembourg (CSSF), UAE (DFSA) & Hong Kong (CED).
Your funds are held in secure safeguarding accounts and retain 100% liquidity.
Bank-grade account security with two-factor authentication and tiered access levels.
The world's markets,
connected through 3S Money
Worldwide Coverage
Hold a global account with the power to connect jurisdictions across 190+ countries and 65+ currencies through SWIFT, SEPA, and local payment rails, for domestic and cross-border transfers with competitive, transparent pricing.
Local Business Presence
Get local account details with our IBANs. No physical presence needed. Operate like a local: receive payments, pay suppliers, and manage transactions seamlessly through your global 3S Money account.
One global account. Local IBANs where you trade.
Get account details in your company’s name
Global
GB
AE
LU
NL
FR
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Global business account
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Open a GB IBAN
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Open a AE IBAN
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Open a LU IBAN
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Open a NL IBAN
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Open a FR IBAN
Putting people first
so businesses can thrive
It shouldn’t take ages to onboard
Onboard securely with end-to-end human support
Step 1
Step 2
Step 3
3 mins
Provide your country of registration, business details, and information about your Incoming & outgoing payments. Receive a personalised offer tailored to your business needs.
Submit your registration, ownership, and management details, along with ID and required documents, to finalise your application.
We handle compliance checks, KYC, and RFI requests as needed, leading to official approval of your application.
Do more with your account.
Automate the rest.
Custom built API
Transform your platform into a powerful hub. Connect seamlessly within your existing automation flows and internal systems.
Batch payments
Pay up to 10,000 recipients at once. Reduce admin and save valuable company time. Ensure timely payments to your vendors and suppliers.
Sync your accounting
Stay accurate, stay efficient. Automated smart sync makes multi-currency accounting effortless and audit-ready at scale
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© 3S Money Club Limited 2019-2026. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg