Globally registered and regulated
FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246. Dubai Financial Services Authority (DFSA) with DFSA reference number F007004. CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715
Global accounts
Open a global online business account worldwide - add IBANs for GB, NL, LU, FR & AE. No branch visits required.
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Global payments
Send and receive unlimited SWIFT and SEPA payments from 190+ countries with instant settlement & no hidden fees.
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Currency wallets & FX
Benefit from bank-beating exchange rates and automated conversions in USD, GBP, AED, EUR and 65+ currencies.
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Private relationship management
Partner with a personal Relationship Manager and receive specialised industry payment and FX support in 10+ languages.
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Business debit cards
Simplify international business spending with debit cards, giving you expense management and control in one place
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Personal accounts
Designed for global citizens, with personalised support, multi-currency payments and international transfers
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Global accounts
Easily open online business accounts in the UK, Netherlands, Luxembourg, and UAE - no bank visits required.
Global payments
Send and receive unlimited SWIFT and SEPA payments from 190+ countries with instant settlement & no hidden fees.
Currency wallets & FX
Benefit from bank-beating exchange rates and automated conversions in USD, GBP, AED, EUR and 65+ currencies.
Expert private service
Partner with a personal Relationship Manager and receive specialised industry payment and FX support in 10+ languages.
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How to approve payments using the 3S Money app
Do you use Duo app when accessing 3S Money account?
We’re phasing out the use of our partner application, Duo, and we advise all clients to switch to the 3S Money app as soon as possible. The 3S Money app can now handle two-factor authentication (2FA), making it faster and more convenient to approve payments and manage your account on the go.
If you have trouble logging in?
If you use 3S Money mobile app to authorise login and transactions:
Have you replaced or reinstalled your phone?
Start account recovery.
If you use Duo mobile app to authorise login and transactions:
Have you replaced or reinstalled your phone?
Contact your Relationship Manager for instructions
Have you not used your account in the past 12 months?
Lilkey your account is deactivated. Contact your Relationship Manager for instructions
How to switch from Duo to the 3S Money app?
1. Install or update your 3S Money App
2. Log in to your account
Open the app and sign in using your existing credentials.
3. Confirm your trusted device
Once logged in, follow the on-screen instructions to set your phone as a Trusted Device.
4. Confirm the change using Duo
Once logged in, follow the on-screen instructions to set your phone as a Trusted Device.
5. You're all set!
You can now manage your account directly within 3S Money and approve payments with a single notification tap.
Can I delete the Duo app after I’ve switched to the 3S Money app?
We advise you to send and approve a payment using your app, before deleting Duo, to ensure that the migration has been successful.
What happens if I lose or replace my Trusted Device?
If you need to change the trusted device registered to your 3S Money account, please complete this form, and we will contact you with instructions. Please be advised that you will need to complete identity verification to set up and approve a new trusted device.
If you have any questions about switching from Duo, using the mobile app or need support with your payment, please get in touch with your Relationship Manager or leave us a message at [email protected].
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© 3S Money Club Limited 2019-2026. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg