Globally registered and regulated
FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246. Dubai Financial Services Authority (DFSA) with DFSA reference number F007004. CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715
How are my transaction fees calculated?
3S Money’s transparent pricing model is designed to cater to the diverse needs of global businesses, offering flexible payment solutions in 190+ countries and 65+ currencies, including USD, EUR, and GBP.
We offer four unique account types: Start, Standard, Enterprise, and Enterprise Plus.
This article will give you an overview of the following:
How your local and international payment fees are calculated.
How your SWIFT and SEPA fees are calculated.
How your foreign exchange rate is calculated.
How much will I pay to send & receive payments internationally?
To help clients understand how much they will be charged for their payments, we’ve categorised geographical regions into designated Areas.
Each Area has a specific set of fees that can increase or decrease based on the value of your payment. In the table below you can see the
How much do SWIFT & SEPA payments cost with 3S Money?
SWIFT (Society for Worldwide Interbank Financial Telecommunication) and SEPA (Single Euro Payments Area) are systems for international payments.
SWIFT enables secure global transactions between banks, while SEPA simplifies euro-denominated transfers within Europe. SWIFT handles multiple currencies worldwide, whereas SEPA focuses on euro payments within Europe.
The table below shows how much you'll pay to send and receive SWIFT and SEPA payments based on your account type:
Last updated: 17/12/24
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About 3S Money
Headquarters address
© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg