Open a Business Account in the United Kingdom
Send and receive high-value business payments in the UK as a non-resident with a local UK IBAN.
65+ currencies · Dedicated Relationship Manager · FCA regulated · Foreign owners accepted
3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)
)
Why choose 3S Money
Bank locally as a non-resident or resident in the UK
Make and receive high-value international GBP business payments from anywhere in the world. Inspire trust in your partners with local banking details in your company name.
)
Human support in your language
Our team of dedicated, multi-lingual Relationship Managers can help you navigate the UK market with tailored payment plans to support your unique business needs.
)
Joe Betros
Senior Corporate Client Account Manager, 3S Money
TrustScore: 4.4 | Based on 700+ reviews
Real clients.
Incredible stories.
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
E
Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
D
Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
E
Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
D
Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)
British banking solutions for every business
We help foreign directors and shareholders worldwide access UK financial services on their terms. 3S Money can support your payment goals wherever you're from, and wherever you do business.
Starter
$25
/ monthly
Plan includes:
Customer service in 12 languages
Access to SWIFT, SEPA and Faster Payments networks
Local IBANs in the UK, NL and LUX
Standard
$100
/ monthly
Plan includes:
All Starter account features
Average savings of 34% on transaction fees compared to the Starter plan.
2 account users and a personal Relationship Manager
Enterprise
Most popular
$300
/ monthly
Plan includes:
All Starter & Standard account features
Average savings of 53% on transaction fees compared to the Starter plan.
5 account users and a personal Relationship Manager
Enterprise Plus
Bespoke
/ monthly
Plan includes:
All Enterprise account features
Average savings of 71% on transaction fees compared to the Starter plan.
API integrations
10 account users and a personal Relationship Manager
More account features for
borderless business
With our innovative business accounts, companies of all sizes can easily manage their international payment needs.
){kind=icon}
Xero integration
No more accounting headaches. Connect 3S Money to Xero for instant payment reconciliation.
Batch payments
Make 100s of transactions at once to reduce admin and save valuable time.
){kind=icon}
Foreign exchange
Collect and pay in 65+ currencies with bank-beating rates. Secure contracts directly in local currencies.
){kind=icon}
Digital payments platform
Take back control of cash flow. Manage multi-currency and local IBAN accounts in one platform.
)
"3S Money is an excellent fintech solution suitable for IT companies. Now we have a reliable banking provider, we can focus on our goals with confidence.”
KODE Representative
Frequently asked questions
Is 3S Money a bank?
3S Money is not a bank. We are an Electronic Money Institution that provides multi-currency international business accounts as well as foreign exchange solutions. By combining innovative financial technology with private banking standards, we offer businesses the payment services they need to expand into new markets.
We are licenced and regulated by the Luxembourg Commission de Surveillance du Secteur Financier (CSSF), the UK’s Financial Conduct Authority (FCA), and Dubai’s Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC).
Who is eligible for a 3S Money account in the United Kingdom?
You can open a 3S Money account from anywhere in the world and you don't need to be a resident of the UK or EEA. We work with welcome shareholders and directors from over 190 countries.
What type of business does 3S Money accept?
3S Money welcomes businesses from around the world and supports entrepreneurs in industries that traditional banks might ignore.
The list of industries we can support includes but isn’t exclusive to:
Agriculture, farming and forestry
Art, antiques and luxury goods
Commodities
Computers and communication equipment
Construction
Energy and utilities
Food, beverages and tobacco
Health & beauty
Household and consumer goods
IT, software development and maintenance
Machinery and metal products
Medical
Motor vehicles
Print and media
Sports and gaming
Textile, clothing and footwear
Transport and logistics
Check out our full eligibility criteria.
How do I apply for a 3S Money account?
Opening an account with 3S Money couldn’t be easier. We only need a few details about you, your business, and your international payment needs. Simply complete our application form, and our team will take care of the rest.
Can 3S Money provide customer support in different languages?
As a global business, we use English as a first language for all written communications. However, with dedicated Relationship Managers across seven global offices - we aim to provide local language support where possible.
Products
Industries
Help and Support
Partnerships
About 3S Money
Headquarters address
© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg