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Open an online business account in Luxembourg
Send and receive high-value business payments in Luxembourg as a non-resident with a local LUX IBAN.
65+ Currencies · Dedicated Relationship Manager · CSSF regulated · Foreign owners accepted
3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)
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Why choose 3S Money
A European IBAN in your company name
Bank locally in 36+ European countries and make same-day unlimited SEPA credit transfers. Boost your credibility with European partners, suppliers and staff by managing payments in Euros.
Access local business banking services
Supported by a dedicated Relationship Manager, you can deposit share capital, generate blocking certificates and access European business banking services as a non-EU resident.
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Marta Smirnova
Client Relationship Management, 3S Money
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TrustScore: 4.4 | Based on 700+ reviews
Real clients.
Incredible stories.
3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)
Choose a Global or UAE (DIFC) business account and select the plan that fits your business needs, tailored to your preferences.
Global
UAE (DIFC)
What is the difference?
Standard
€100
/ monthly
Plan includes:
Local GB, LU and NL IBANS
Access to SWIFT, SEPA and Faster Payments networks
A dedicated Relationship Manager
2 account users permitted
Our FX rates are subject to market rates and our banking partners. However, the more you convert, the cheaper your rate becomes. If you have a specific need contact us.
More account features for
borderless business
With our innovative business accounts, companies of all sizes can easily manage their international payment needs.
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"3S Money is an excellent fintech solution suitable for IT companies. Now we have a reliable banking provider, we can focus on our goals with confidence.”
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About 3S Money
Headquarters address
© 3S Money Club Limited 2019-2025. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg