Pricing plans that fit with

your business


From Starter to DIFC, our pricing plans are designed to be your partner for growth.



Starter

For businesses with one direct beneficiary owner, incorporated in the UK or EU* and with substance in the country of incorporation. Subject to industry. *Excluding Cyprus & Malta.

€25

/ monthly



Plan includes:

Customer service in 12 languages

Access to SWIFT, SEPA and Faster Payments networks

Local IBANs in the UK, NL and LUX

A personal Relationship Manager


Standard

For businesses with up to 5 direct beneficiary owners, incorporated in the UK, EU or UAE with substance in the country of incorporation. Subject to industry.

€100

/ monthly



Plan includes:

All Starter account features

Average savings of 34% on transaction fees compared to the Starter plan.

2 account users and a personal Relationship Manager


Enterprise

For businesses with complex structures based in any accepted jurisdiction. Subject to industry.

Most popular


€300

/ monthly



Plan includes:

All Starter & Standard account features

Average savings of 53% on transaction fees compared to the Starter plan.

5 account users and a personal Relationship Manager



Enterprise Plus

For large businesses with specialised demands and/or very complex international structures. 

Bespoke

/ monthly



Plan includes:

All account features

Average savings of 71% on transaction fees compared to the Starter plan.

10 account users and a personal Relationship Manager


DIFC (UAE)

For entities serviced by our UAE branch. Access to local AED payments as well as AE IBANs.

Bespoke

/ monthly



Plan includes:

Local AED Payments

Local AE IBANs

All Enterprise account features

10 account users and a personal Relationship Manager




100% transparent

transaction fees


Tired of hidden fees? Calculate how much you'll pay to send and receive international business payments.

Send money

Receive money

Please note that additional charges may apply when you send or receive payments in non-local currency to that of the sender/recipient bank, and the use of specific currencies is subject to eligibility.



More on our fees and pricing


For more details about the fees we charge, please see our Fees and Pricing and Terms and Conditions.


The pricing is applicable from The pricing is applicable from November 15, 2024. If you are on another package, check our legacy fees.


Please note that eligibility for a pricing package may depend on the nature of your business. If you’re a business with a high payment volume or have specific requirements, get in touch to discuss a custom pricing package to suit your needs.


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"3S Money is more cost-efficient than our ‘traditional’ bank options."

Marina Gehring - Finance Director, EVI Europe

EVI can now send and receive payments from their suppliers and customers around the world. Plus, their dedicated Relationship Manager is on hand to offer tailored support as and when they need it.


Need more information?

Get in touch


Our team will guide you through the process of opening your business account—no need to step into a bank. We speak 12+ languages. Let us know if you want to schedule a call in your native language.


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Frequently asked questions


Is 3S Money a bank?

3S Money is an Electronic Money Institution that provides multi-currency international business accounts as well as foreign exchange solutions. By combining innovative financial technology with private banking standards, we offer businesses the payment services they need to expand into new markets.


We are licenced and regulated by the Luxembourg Commission de Surveillance du Secteur Financier (CSSF), the UK’s Financial Conduct Authority (FCA), and Dubai’s Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC).

What type of business does 3S Money accept?

3S Money welcomes businesses from around the world and supports entrepreneurs in industries that traditional banks might ignore.

The list of industries we can support includes but isn’t exclusive to:

  • Agriculture, farming and forestry

  • Art, antiques and luxury goods

  • Commodities

  • Computers and communication equipment

  • Construction

  • Energy and utilities

  • Food, beverages and tobacco

  • Health & beauty

  • Household and consumer goods

  • IT, software development and maintenance

  • Machinery and metal products

  • Medical

  • Motor vehicles

  • Print and media

  • Sports and gaming

  • Textile, clothing and footwear

  • Transport and logistics


Check out our eligibility criteria.

How is the Enterprise Plus account fee calculated?

Our Enterprise Plus account is tailored to meet the unique needs of your business based on its size, structure, location and payment needs. Contact our dedicated team for a personalised quote.

Can I upgrade my 3S Money account?

You can switch between plans easily and only pay for what you need with assistance from your Relationship Manager.

How do I open a 3S Money account?

Opening an account with 3S Money couldn’t be easier. We only need a few details about you, your business, and your international payment needs. Simply complete our application form, and our team will take care of the rest.

How do I contact 3S Money?

The quickest way to get in touch with us is by sending us a message on WhatsApp or email through our Contact Us page. Our team will respond to your inquiry as soon as possible.