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Multi-currency accounts for IT & tech companies

Agile international payment solutions for today’s digital world

65+ currencies. 190+ countries. Bank-beating FX. No transaction limits. $1 SWIFT transfers.

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The business account for remote IT teams


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Easy batch payments

Make multi-currency batch payments with automated foreign exchange (FX).

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Bespoke API connections

Access 65+ local currencies with bespoke APIs to your system all in one platform.

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Security guaranteed

Collect and pay worldwide with full payment protection and safeguarding.


How we support the

IT and SaaS companies

Pay salaries in 190+ countries

Pay your remote IT teams, settle invoices, and cover expenses in 65+ currencies with tailored local payment solutions to suit your needs.

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Sell IT services worldwide

Collect payments from anywhere in the world with no transaction limits, no matter where you, your clients or contractors are based. Easily open sub-accounts and local IBANS to track expenses.

Outsource in emerging markets

Pay the best talent and bid for new contracts in developing economies. With the support of your personal Client Manager, you’ll never worry about payment security or currency fluctuation again.

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Apply for an account in just

15 minutes


Ready to simplify your international payments?


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Trusted by businesses

across the world

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Discover how 3S Money helps clients worldwide



Apply for an account in just

15 minutes


Once pre-approved, our team will guide you through the process of opening your business account—no need to step into a bank.



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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg