3S MONEY

Better service at

clearer prices

We’ll never hide how much we’ll charge you. Here’s how our fees work, wherever you do business.

Monthly account fee

From €250/month
Included in the monthly fee:
  • 24/7 support from your dedicated Client Manager – get help from real humans whenever you need it
  • Convenience for large bank transfers – send and receive high-value business payments to 190+ countries
  • Local UK, NL, LU, DE and DK IBANs, and access to USD, GBP and 30+ currencies
  • Easy-to-use online account access for up to 10 users
  • Virtual Mastercards to shop online, book accomodation and more

Transfer fees

Incoming
Fasterpay
Time: Instant, Value: Up to £250,000, Supported countries: UK only

Free

SEPA
Time: Up to 1 working day, Value: No limits, Supported countries: European countries

Free

SWIFT
Time: 1 - 4 working days, Value: No limit, Supported countries: Globally

€20

Fees below apply without currency conversion
Zone 1 payments
Zone 1 covers: Belgium, Bulgaria, Czechia, Denmark, Cyprus, Latvia, Lithuania, Luxembourg, Spain, France, Croatia, Italy, Poland, Portugal, Romania, Switzerland, Slovenia, Hungary, Netherlands, Austria, Iceland, Liechtenstein, Norway, Slovakia, Finland, Sweden, Germany, Estonia, Ireland, Greece, and United Kingdom.

Free

Zone 2 payments
Zone 2 covers all countries not represented in Zone 1, Zone 3 or the following restricted countries: Afghanistan, Crimea, Cuba, Eritrea, Iran, Iraq, Libya, Mali, Myanmar, Nicaragua, North Korea, Pakistan, Palestine, Somalia, South Sudan, Syria, Venezuela, Yemen or Zimbabwe.

Free*

Zone 3 payments
Zone 3 covers: Russia, Belarus, Armenia, Albania, Bosnia and Herzegovina, Azerbaijan, Tajikistan, Turkmenistan, Uzbekistan, Kazakhstan, Kyrgyzstan, Moldova, Malta, Mauritius and Curaçao.

1% of transaction

  • *A 0.3% charge applies to incoming transactions from outside Zone 1 once your account has collected over €1 million.
Outgoing
Fasterpay
Time: Instant, Value: Up to £250,000, Supported countries: UK only

£0.60

SEPA
Time: Up to 1 working day, Value: No limits, Supported countries: European countries

€1

SWIFT
Time: 1 - 4 working days, Value: No limit, Supported countries: Globally

€25

Fees below apply without currency conversion
Zone 1 payments
Zone 1 covers: Belgium, Bulgaria, Czechia, Denmark, Cyprus, Latvia, Lithuania, Luxembourg, Spain, France, Croatia, Italy, Poland, Portugal, Romania, Switzerland, Slovenia, Hungary, Netherlands, Austria, Iceland, Liechtenstein, Norway, Slovakia, Finland, Sweden, Germany, Estonia, Ireland, Greece, and United Kingdom.

Free

Zone 2 payments
Zone 2 covers all countries not represented in Zone 1, Zone 3 or the following restricted countries: Afghanistan, Crimea, Cuba, Eritrea, Iran, Iraq, Libya, Mali, Myanmar, Nicaragua, North Korea, Pakistan, Palestine, Somalia, South Sudan, Syria, Venezuela, Yemen or Zimbabwe.

Free*

Zone 3 payments
Zone 3 covers: Russia, Belarus, Armenia, Albania, Bosnia and Herzegovina, Azerbaijan, Tajikistan, Turkmenistan, Uzbekistan, Kazakhstan, Kyrgyzstan, Moldova, Malta, Mauritius and Curaçao.

1% of transaction

Incoming
Outgoing
Fasterpay
Time: Instant, Value: Up to £250,000, Supported countries: UK only

Free

£0.60

SEPA
Time: Up to 1 working day, Value: No limits, Supported countries: European countries

Free

€1

SWIFT
Time: 1 - 4 working days, Value: No limit, Supported countries: Globally

€20

€25

Fees below apply without currency conversion
Zone 1 payments
Zone 1 covers: Belgium, Bulgaria, Czechia, Denmark, Cyprus, Latvia, Lithuania, Luxembourg, Spain, France, Croatia, Italy, Poland, Portugal, Romania, Switzerland, Slovenia, Hungary, Netherlands, Austria, Iceland, Liechtenstein, Norway, Slovakia, Finland, Sweden, Germany, Estonia, Ireland, Greece, and United Kingdom.

Free

Free

Zone 2 payments
Zone 2 covers all countries not represented in Zone 1, Zone 3 or the following restricted countries: Afghanistan, Crimea, Cuba, Eritrea, Iran, Iraq, Libya, Mali, Myanmar, Nicaragua, North Korea, Pakistan, Palestine, Somalia, South Sudan, Syria, Venezuela, Yemen or Zimbabwe.

Free*

Free*

Zone 3 payments
Zone 3 covers: Russia, Belarus, Armenia, Albania, Bosnia and Herzegovina, Azerbaijan, Tajikistan, Turkmenistan, Uzbekistan, Kazakhstan, Kyrgyzstan, Moldova, Malta, Mauritius and Curaçao.

1% of transaction

1% of transaction

  • *A 0.3% charge applies to incoming transactions from outside Zone 1 once your account has collected over €1 million.
  • Zone 1
  • Zone 2
  • Zone 3
  • Not covered
For tailored pricing that reflects your specific needs and trading flows, please contact us on info@3s.money or +44 (0) 203 807 9645. 

Your questions, answered

If you have any other questions, please get in touch with our friendly team who will be able to help.

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