Business without borders.
Rapid payments. Premium service.


Securely send and receive high-value transfers in USD, EUR, GBP, AED and 61+ other currencies. Enjoy fair FX rates, local IBANs, no transaction limits, and dedicated client support.




3S Money is a licensed EMI and fully regulated in United Kingdom, Luxembourg, Dubai (DIFC)



Safe and secure solution for your payments


Security is our highest priority


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Protected

Your funds are held in accounts of our partner banks meaning it’s fully protected.

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Safeguarded accounts

We never loan or invest your money meaning it’s always 100% liquid.

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Secure access

Multi-level authentication for all your personal information, including two-factor authentication for added security.

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Built on a bank-grade platform

We have direct SWIFT and FX connectivity with banks. Meaning we offer payments, FX and safeguarding of funds.


Our partner banks:

Barclays

Crown Agents Bank

Raiffeisen Bank International



3S Money was born with a mission:

wherever you're from and wherever you do business - get equal access to financial services.

If you don't have the right passport, businesses worldwide are shut out of the system.

We fixed it.


Now we have...


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7 global offices


Your local market experts with expertise in global payment routes.

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Clients in 67 countries


We service 1000s of clients all over the world across 54 industries.

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Customer service in 12 languages


We speak in your language and we understand your business.



Build a genuine partnership with your

Relationship Manager


No more call queues and no robots. Enjoy working with your personal Relationship Manager, who acts like your invested business partner to navigate payment routes worldwide.



Trusted by businesses

across the world


Learn about how using 3S Money has transformed the financial operations for businesses globally.


E-commerce

Corporate & Fund Administrators

IT & Technology

Construction

Travel & Logistics

Import & Export




More successful stories from our clients on Trustpilot



Choose a Global or UAE (DIFC) business account and select the plan that fits your business needs, tailored to your preferences.



Our FX rates are subject to market rates and our banking partners. However, the more you convert, the cheaper your rate becomes. If you have a specific need contact us.


Ready to discuss your global payment needs?

Let’s get started


Apply online to get started




Frequently asked questions