Fees and Pricing

This is the Fees and Pricing Section as defined in the General Terms of Service of 3S Money Club Limited. This document is supplemental to the aforementioned Terms. This Section may be amended by 3S Money Club Limited at any time in its sole discretion, with or without notice. Notwithstanding anything to the contrary herein, 3S Money Club Limited may notify you at any time, with or without notice, that different fees and or prices in respect of any items set out herein apply to you in which case such different fees and prices shall apply to you regardless of those set out in this Schedule and such different fees or prices shall supersede in respect of you the terms of this Schedule.

Account maintenance fees (payable from the account opening date, regardless of when the account is funded)

Standard International Business Account

$100 per calendar month or any part of a calendar month

Bespoke International Business Account

Tailored - your Sales Manager will confirm your account maintenance fee with you

Onboarding fee

We may charge you an onboarding fee before opening your account, depending on the nature of your business. The team will get in touch during your application to discuss.

Luxembourg blocking certificate

Learn more

$400

As soon as the account is opened and approved, you will be charged for your blocking certificate and monthly fees. The monthly fees include the months that your account is still blocked.

FX charge

All currency pairs

On request

Additional accounts and users

Any additional accounts and local IBANs

Free of charge

Account users

Up to 10 users free of charge

Incoming

Payments within the UK

Free

Payments within Denmark

Free¹

Payments within the SEPA zone

Free

SWIFT International Payments

Free

Fees below apply without currency conversion

Zone 1 payments

Free

Zone 2 payments

Free³

Zone 3 payments

1% of transaction⁴

Outgoing

Payments within the UK

£0.60

Payments within Denmark

5 DKK²

Payments within the SEPA zone

€1

SWIFT International Payments

Fees below apply without currency conversion

Zone 1 payments

Free

Zone 2 payments

Free

Zone 3 payments

1% of transaction⁴

	Incoming	Outgoing
Payments within the UK Time: Instant Value: Up to £250,000 Supported countries: UK only	Free	£0.60
Payments within Denmark	Free¹	5 DKK²
Payments within the SEPA zone Time: Up to 1 working day Value: No limits Supported countries: European countries	Free	€1
SWIFT International Payments Time: 1 - 5 working days Value: No limit Supported countries: Globally	Free	$1

Fees below apply without currency conversion

Zone 1 payments Zone 1 covers: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, and the United States.	Free	Free
Zone 2 payments Zone 2 covers: Åland Islands, Algeria, Antarctica, Argentina, Australia, Brunei, Canada, Central African Republic, Chile, China, Colombia, Costa Rica, Democratic Republic of the Congo, Falkland Islands, Faroe Islands, Georgia, Gibraltar, Heard Island and McDonald Islands, Hong Kong, India, Indonesia, Israel, Japan, Macedonia, Malaysia, Mayotte, Mexico, New Caledonia, New Zealand, North Macedonia, Pitcairn, Qatar, Réunion Island, Saint Barthelemy, Saint Helena, Saint Piere and Miquelon, Singapore, South Africa, South Georgia and the South Sandwich Islands, South Korea, Sudan, Svalbard and Jan Mayen, Taiwan, Tanzania, Thailand, Turkey, Ukraine, United Arab Emirates, United States Minor Outlying Islands, Vietnam, Wallis and Futuna.	Free³	Free
Zone 3 payments Zone 3 covers: Albania, Andorra, Angola, Anguilla, Antigua and Barbuda, Armenia, Aruba, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, British Virgin Islands, Burkina Faso, Burundi, Cameroon, Cape Verde, Cayman Islands, Chad, Christmas Island, Cocos Islands, Comoros, Curaçao, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Ethiopia, French Guiana, French Polynesia, French Southern Territories, Fiji, Gabon, Gambia, Ghana, Guernsey, Greenland, Grenada, Guadeloupe, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Holy See (Vatican City State), Honduras, Isle of Man, Ivory Coast, Jamaica, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Lesotho, Liberia, Lebanon, Malta, Macau, Madagascar, Malawi, Maldives, Marshall Islands, Martinique, Mauritania, Mauritius, Micronesia, Mongolia, Montenegro, Morocco, Mozambique, Moldova, Montserrat, Namibia, Nauru, Nepal, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Tajikistan, Oman, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Puerto Rico, Republic of the Congo, Russian Federation, Rwanda, Saba, Samoa, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Serbia, Seychelles, Sint Eustatius, Solomon Islands, Sri Lanka, Suriname, St Maarten, Swaziland, Timor-Leste, Togo, Tokelau, Tonga, Tunisia, Tuvalu, Trinidad and Tobago, Turks and Caicos Islands, Turkmenistan, Uruguay, Uganda, U.S. Virgin Islands, Uzbekistan, Vanuatu, Western Sahara, and Zambia.	1% of transaction⁴	1% of transaction⁴

¹A charge of 1% of the transaction value will apply for NemKonto Compatible DKK Accounts.

²A charge of 0.5% of the transaction value applies to all outgoing payments in DKK.

³0.3% charge applies to all incoming same-currency transactions from Zone 2. Please note that the 0.3% charge is waived for all incoming payments from Zone 2 that are converted to alternative currencies in the same calendar month.

⁴An additional charge of 1%, of the value of the transaction, applies to all incoming and outgoing transactions to and from Zone 3 countries regardless of incoming or outgoing volume p.a.

Zone 1:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, and the United States.

Zone 2:

Åland Islands, Algeria, Antarctica, Argentina, Australia, Brunei, Canada, Central African Republic, Chile, China, Colombia, Costa Rica, Democratic Republic of the Congo, Falkland Islands, Faroe Islands, Georgia, Gibraltar, Heard Island and McDonald Islands, Hong Kong, India, Indonesia, Israel, Japan, Macedonia, Malaysia, Mayotte, Mexico, New Caledonia, New Zealand, North Macedonia, Pitcairn, Qatar, Réunion Island, Saint Barthelemy, Saint Helena, Saint Piere and Miquelon, Singapore, South Africa, South Georgia and the South Sandwich Islands, South Korea, Sudan, Svalbard and Jan Mayen, Taiwan, Tanzania, Thailand, Turkey, Ukraine, United Arab Emirates, United States Minor Outlying Islands, Vietnam, Wallis and Futuna.

Zone 3:

Albania, Andorra, Angola, Anguilla, Antigua and Barbuda, Armenia, Aruba, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, British Virgin Islands, Burkina Faso, Burundi, Cameroon, Cape Verde, Cayman Islands, Chad, Christmas Island, Cocos Islands, Comoros, Curaçao, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Egypt, El Salvador, Equatorial Guinea, Ethiopia, French Guiana, French Polynesia, French Southern Territories, Fiji, Gabon, Gambia, Ghana, Guernsey, Greenland, Grenada, Guadeloupe, Guatemala, Guinea, Guinea-Bissau, Guyana, Holy See (Vatican City State), Honduras, Isle of Man, Ivory Coast, Jamaica, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Lesotho, Liberia, Lebanon, Malta, Macau, Madagascar, Malawi, Maldives, Marshall Islands, Martinique, Mauritania, Mauritius, Micronesia, Mongolia, Montenegro, Morocco, Mozambique, Moldova, Montserrat, Namibia, Nauru, Nepal, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Tajikistan, Oman, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Puerto Rico, Republic of the Congo, Russian Federation, Rwanda, Saba, Samoa, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Sierra Leone, Serbia, Seychelles, Sint Eustatius, Solomon Islands, Sri Lanka, Suriname, St Maarten, Swaziland, Timor-Leste, Togo, Tokelau, Tonga, Tunisia, Tuvalu, Trinidad and Tobago, Turks and Caicos Islands, Turkmenistan, Uruguay, Uganda, U.S. Virgin Islands, Uzbekistan, Vanuatu, Western Sahara, and Zambia.

Part I: Payment Transactions

Enquiry and manual processing of incoming transfer with incorrect details

Any payment type

Costs incurred by 3S Money + 100 USD

Submitted transfer enquiry

In EUR and other major currencies

Within 1 year following the date of the transaction

170 USD + additional fee*

More than 1 year following the transaction date

230 USD + additional fee*

*Additional fees may apply if, in connection with the submitted transfer enquiry, the intermediary bank or the beneficiary bank charges additional fees and are equal to the amount of such additional fees charged.

Cancellation of or changes in outgoing payment orders

After funds write off from an account, but before 3S Money sends payment order

20 USD

After 3S Money send a payment order

170 USD + additional fees*

*An additional fee applies if, during the cancellation of or changes to payment orders, the intermediary bank or the beneficiary bank charges additional fees and are equal to the amount of such additional fees charged.

A request for payment reversal and commission charge-off does not guarantee the refund. If funds were credited to the beneficiary’s account, the refund can only be made only upon agreement with the beneficiary.

Return of payment by a correspondent or beneficiary bank

Correspondent bank

60 USD

Beneficiary bank

60 USD

Regular Payment Order (SWIFT confirmation)

Order registration

60 USD

Part II: Account Maintenance

Opening and closing of an account

Account minimum balance

3 x your account maintenance fee

Account closure fee (in the event that your 3S Money account is closed within six months, the following charges will apply)*

Up to 6 x your account maintenance fee

Account closure fee (in the event that your 3S Money account is closed after six months following its funding date)

1 account maintenance fee applicable to the account

Closure of an account of the client which does not comply with 3S Money’s General Terms of Service

570 USD

*In the event that your 3S Money account is closed less than six months following its opening date, the early account closing fee will be charged in the amount by which the aggregate monthly fees that would be payable for the first six months from the account opening date exceed the amount of monthly fees actually paid by you prior to the closing of the account.

Part III: Documents and References

Preparation and processing of documents and references

Adding an additional user after account activation, amendments to registered email or other user details

115 USD per action

Amendments to any legal documents in relation to an account (e.g. any changes to 3S Money's standard forms of account authorising resolutions)

USD 400 per hour

Translation of documents

115 USD per document + actual translation expenses

Processing and issuing of account reference

Standard account reference (limited to confirming the existence of an account and/or account balance)

60 USD

Additional charge for expedited account reference (same-day delivery if the request is submitted within normal working hours prior to 4pm London time, otherwise the next working day delivery)

35 USD

Response to an auditor's request in respect of an existing client

400 USD

Copy of any reference or document

25 USD per page

Provision of information to auditors of a former client

570 USD

Processing and delivery of account statements

Statement of account for up to 12-month period preceding the date of the request (only available through 3S Money Client Portal)

Free of charge

Any other statement of account (only available through your 3S Money Client Portal), except any statement of account for any closed accounts

Free of charge

Statement of account for any closed account

The greater of 230 USD or 10 USD per page

Correspondence fees

Postage fees

25 USD per correspondence item + applicable international courier fees