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Open an International Business Account Online
Instant access to European markets for foreign businesses with a local Netherlands IBAN.
· Multi-currency business account in your company name · Transact in 190+ countries and 65+ currencies (inc. EUR, GBP, USD, CHF and AED) · UK, NL IBANs plus EU IBAN bank details in your company name · Residents/non-resident business owners and directors accepted · A dedicated Relationship Manager to support your business goals
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4.7 out of 5 stars based on 700+ reviews
Real clients.
Incredible stories.
DE
DEE
2 reviews
GB
I managed to open my business account
I managed to open my business account and it was all thanks to Eliezer, thank you so much Eliezer for making the process quick and easy, I would recommend his services to anybody interested...thank you!!
MI
Michitaka
1 reviews
JP
Eliezer kindly advised by timely manner to slve my troouble.
Eliezer kindly advised by timely manner how to reinstall Duo mobile apps as I recently bought new iphone and did not work for approval process via Duo mobile. It was solved finally by Eliezer's support.
DM
David Macdonald
3 reviews
TH
Best Customer Service and Support
3S Money has the best service of providing Multi-Currency accounts for our business. And our Customer account manager, Lawrence Mante is very helpful, always support and provides his best service. Thank you for your hard work and dedication.
MM
Marina M
1 reviews
GB
3s Money tailors their services to clients
3s Money tailors their services to each client's needs. We have been with 3s Money for about 6 months and I would highly recommend them. Jack, our senior client account manager at 3 Money, is exceptional. He is highly dedicated to serving his clients, has excellent communication skills and pays close attention to details. It has been a pleasure to work with Jack.
TS
Thomas Soyemi
1 reviews
GB
Recently had my account locked out off…
Recently had my account locked out off and spoke to Eliezer, my Account Manager. He was able to get me back on within about 3 minutes! Very friendly and comfortable service from him!
HN
Hristina Nikova
7 reviews
GB
Thanks to Marta Smirnova
I want to express my gratitude to the employee Marta Smirnova i 3 S Money, for her exceptional professionalism, responsibility and willingness to help in difficult situations. Maria Gerdzhikova accountant of D&P Multiservice 3 S Money Bank Customer
DE
DEE
2 reviews
GB
I managed to open my business account
I managed to open my business account and it was all thanks to Eliezer, thank you so much Eliezer for making the process quick and easy, I would recommend his services to anybody interested...thank you!!
MI
Michitaka
1 reviews
JP
Eliezer kindly advised by timely manner to slve my troouble.
Eliezer kindly advised by timely manner how to reinstall Duo mobile apps as I recently bought new iphone and did not work for approval process via Duo mobile. It was solved finally by Eliezer's support.
DM
David Macdonald
3 reviews
TH
Best Customer Service and Support
3S Money has the best service of providing Multi-Currency accounts for our business. And our Customer account manager, Lawrence Mante is very helpful, always support and provides his best service. Thank you for your hard work and dedication.
MM
Marina M
1 reviews
GB
3s Money tailors their services to clients
3s Money tailors their services to each client's needs. We have been with 3s Money for about 6 months and I would highly recommend them. Jack, our senior client account manager at 3 Money, is exceptional. He is highly dedicated to serving his clients, has excellent communication skills and pays close attention to details. It has been a pleasure to work with Jack.
TS
Thomas Soyemi
1 reviews
GB
Recently had my account locked out off…
Recently had my account locked out off and spoke to Eliezer, my Account Manager. He was able to get me back on within about 3 minutes! Very friendly and comfortable service from him!
HN
Hristina Nikova
7 reviews
GB
Thanks to Marta Smirnova
I want to express my gratitude to the employee Marta Smirnova i 3 S Money, for her exceptional professionalism, responsibility and willingness to help in difficult situations. Maria Gerdzhikova accountant of D&P Multiservice 3 S Money Bank Customer
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
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Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
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Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
E
Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
D
Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
Open a business account online
and easily send money internationally
Manage all your domestic and international business payments in one online platform. Pay local salaries, suppliers, expenses, and collect customer payments with a 3S Money International Business Account.
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Local Dutch IBANs
Expand into new markets with EU banking details and a SEPA enabled IBAN in your company name.
Pay & get paid in 190+ countries
Our market-leading coverage allows you to make unlimited high-value international business payments worldwide.
Fast settlement in 65+ currencies
Send, receive, and exchange payments in EUR, GBP, DKK and more with live, competitive rates.
Unlock your business potential in Europe
Send unlimited high-value transfers in Euros and receive local payments in 36+ countries with live currency exchange, all powered by your SEPA-enabled EU IBAN.
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No EU/EEA residency requirements
At 3S Money, we are committed to providing financial services to business owners, directors, and shareholders from over 190 countries and territories, promoting financial inclusion for all.
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A business account you can trust
Say goodbye to traditional banking bureaucracy. Access innovative payment solutions and work with a dedicated Relationship Manager to maximise your margins in every market.
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Keep costs down with one simple multi-currency account
Are you paying for multiple banking providers in different markets? You don’t need to. With a 3S Money International Business Account, your company can transact in 190+ countries and 65+ currencies with the lowest FX fees available.
Starter
$25
/ monthly
Suitable for:
Small, emerging businesses seeking to manage international transactions, for companies with an annual turnover below $500k.
Scale Up
$100
/ monthly
Suitable for:
Established businesses with ongoing international transaction needs, for companies with annual turnovers ranging from $0.5m - $2m.
For more details about the fees we charge, please see our Fees and Pricing and Terms of Service.
The safe and secure way to do business
3S Money helps unlock the potential of your business with safe, regulated international accounts and expert client management. Focus on success, we'll handle the rest.
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Licensed Electronic Money Institution
We’re independently regulated and authorised by the FCA, CSSF and DFSA (DIFC).
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Safeguarding guaranteed
Operate your business knowing that 100% of your funds are protected.
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Human support when you need it
We don’t do chatbots. Just a dedicated Relationship Manager who cares about your business.
Our clients
say it best
Hear from real businesses who’ve scaled their operations and reached new markets using 3S Money’s alternative international payments solution.
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About 3S Money
Headquarters address
© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, Office 17-37, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 25C, Boulevard Royal, L- 2449, Luxembourg, Grand Duchy of Luxembourg