Join the club
3S Money Club is a club made up of select international businesses. To become a member, you need to be known to us personally or you need to be introduced to us by one of our authorised business introducers.
We welcome clients from over 190 countries (not just the EU) and support their international and local payments through our extended correspondent network. The types of businesses we assist:
Merchants paying and collecting globally, with a particular emphasis on ‘emerging markets’
IT developers, digital advertisers, marketplaces
Holdings, providing liquidity and acquiring interest and gains from their international assets
Asset managers, making investments and distributing profits
At 3S Money Club, we need to fully understand your business before we can offer you membership. Therefore, we conduct an enhanced due diligence assessment of your company, operations and main counterparties. Using modern KYC tools, our in-house team, with their profound understanding of international trade, will be able to onboard you rapidly. Normally, opening an account with 3S Money Club will take five business days. A face-to-face interview with a key person in your business is essential. Have a look at the onboarding application form with its list of required documents so you know what to expect.
Onboarding what to expect
To initiate the onboarding process, you first need to register on our system. Your allocated personal manager will provide you with a registration link.
This step shouldn’t take more than a couple of minutes. Please note that the registration needs to be completed by a person in your company who’s authorised to open an account with us (by power of attorney or board resolution) and who will later sign our KYC form and manage the account. If you’d prefer to have the registration carried out, or the KYC form completed, by another person in your organisation, please let us know so that we can facilitate this.
Once the registration is complete, you’ll receive an email from us containing a unique link to our KYC form, which then needs to be completed. In normal circumstances, completing the form shouldn’t take more than half an hour. You can see an example of our KYC form here.
Again, the form will need to be signed online by a person who’s authorised to open an account with us and who will manage the account from here on. At the bottom of the form you’ll find a list of required documents; this will include your incorporation documents, but more importantly your trading contracts. We need to fully understand your business model, examine your counterparties and the markets in which you trade. A proven track record in the industry is vital.
The final step is a face-to-face interview conducted by a senior manager of 3S Money Club. We’re keen to listen to your success story and eager to start playing a small part in it.
Once your membership is approved, a personal manager will contact you to activate your account and set up a security application. This will utilise two-factor authentication, allowing you to use 3S Money Club’s client portal.
At 3S Money Club, we take the security of our clients’ accounts very seriously. That’s why, when the registration is complete, you’ll also receive an email telling you how to install the DUO app. DUO Security is a two-factor authentication service; you’ll need this to access your account and authorise transactions.
Once DUO is installed, you’ll be able to access your account on our portal and see your account details (including your account number).
To install the Duo Security App for your 3S Money Club account, please click this link on your Apple or Android phone, tablet or other device.
Multi-user account access
We appreciate that your business requirements are complex and you may need more than one person in your organisation to be able to manage your 3S Money Club account.
In some instances, one person may manage multiple companies; in others, one company may have many people accessing its accounts.
Company roles can be fully ‘access enabled’ or restricted to ‘viewing only’, as required.