Open a business account in the United Kingdom

With a local UK IBAN or a UK sort code and account number in your company name, you can collect, send and exchange high-value business payments. Wherever you’re based in the world. 

  • Collect, send and exchange international payments in 190+ countries and 65+ currencies inc. GBP, EUR, SEK and AED 
  • No UK residency requirements 
  • Easily open an account online 
  • Quickly get a UK-registered virtual IBAN account for your business

Why use 3S Money?

Why is 3S Money different?

Make and receive payments as a non-resident or resident in the UK

Make and receive high-value international GBP business payments from anywhere in the world. Inspire trust in your partners with local banking details in your company name. Your virtual IBAN makes the UK accessible for everyone, regardless of the colour of their passport.

Ivan Zhiznevsky and colleague engaging in a conversation at 3S Money’s London office.
Global access

A UK sort code and account number in your company name

Enjoy all the benefits of a UK business bank account without the paperwork. Your account number and sort code will give you the tools to operate as a local business in the UK.

Snapshot of Company Name and UK Account Details with Account Balance.
Simplify expenses

Manage all local and global payments through one account

Having a dedicated business account, or merchant account, makes international payment processes much easier, whether you’re paying local taxes, salaries, or overheads. Our UK Business Account can be used for direct debits, standing orders and is accepted by HMRC.

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Setting a new standard for international business payments

The UK is one of the best places in the world to grow a business, but its historic banking system is complicated. Whatever your business needs, 3S Money has got you covered.

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    Businesses accepted from 190+ countries.

    We bring local markets to global clients and believe in fair access to financial services.
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    No chatbots: we speak your language

    Your dedicated Client Manager will support your business with local expertise and global experience.
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    Your global multi-currency account

    Make high-value business payments in 190+ countries and 65+ currencies.
Standard International
Bespoke International

Standard International

Business Account

Bespoke International

Business Account

Suitable for:
Importers, exporters, manufacturers, professional service providers and e-commerce businesses

Suitable for:
Businesses with complex structures, holding companies, family offices, asset managers and investments funds

Maintenance fee

$100 per month

Bespoke

Minimum account balance needed

$300

Bespoke

Check your eligibility and learn which account is right for you. It only takes 3 minutes.

We keep our rates low

International transfer fees

A 0.3% charge applies to incoming, same-currency transactions from Zone 2. An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Incoming payments - free

An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries.

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Outgoing payments - $1

*Incoming payments from Zone 2 won’t incur additional charges unless they are payments in EUR, GBP and USD and you wish to deposit this money without converting to a local currency at a competitive rate.

*A 0.3% charge applies to incoming, same-currency transactions from Zone 2.

*An additional charge of 1% of the value of the transaction applies to incoming and outgoing transactions to/from Zone 3 countries, regardless of incoming volume p.a.

Instant account access through your online dashboard

With a 3S Money account, you can manage all your local and international IBAN accounts in one place – whether that’s your de IBAN, or any of your other euro IBAN accounts. Through our easy-to-use client portal, you can pay, transfer and exchange funds whenever you need to.

Applying for your account only takes 15 minutes. Get started, today.

We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Onboarding team will guide you through the rest of the process to opening your business account.

1
Pre-approval
2
Application
3
Welcome call
4
Review
5
Confirmation

Your questions, answered

If you have any other questions, please get in touch with our friendly team who will be able to help.