Who can apply for a 3S Money account?

3S Money is open to people everywhere. We welcome directors and shareholders from over 190 countries and work with businesses that traditional banks might ignore. Whether you're into importing, exporting, manufacturing, e-commerce, managing assets, or running a family office – we've got the right account for you.

Which industries does 3S Money accept?

We aim to support businesses in as many industries as possible, wherever they operate in the world. We apply a human approach to onboarding, compliance and KYC procedures, allowing us to work with companies in high-risk regions that traditional banks might otherwise decline.

The list of industries we can support includes but isn’t exclusive to:

  • Agriculture, farming and forestry

  • Art, antiques and luxury goods

  • Commodities

  • Computers and communication equipment

  • Construction

  • Energy and utilities

  • Food, beverages and tobacco

  • Health & beauty

  • Household and consumer goods

  • IT, software development and maintenance

  • Machinery and metal products

  • Medical

  • Motor vehicles

  • Print and media

  • Sports and gaming

  • Textile, clothing and footwear

  • Transport and logistics

Which industries does 3S Money not accept?

We cannot work with specific industries for legal, compliance, regulatory, or ethical reasons.

The prohibited industries include but are not exclusive to:

  • Adult

  • Atomic power

  • Cannabis and CBD products

  • Chemicals and allied products

  • Cryptocurrency

  • Embassies and consulates

  • Foreign exchange services

  • Gambling

  • Political and religious organisations

  • Shell banks

  • Shell companies

  • Weapons/firearms

We recognise that these industries may be legitimate businesses for some. However, we have decided not to support them in compliance with our operational jurisdictions' laws, regulations, and governance.

For further information, please refer to the 3S Money Terms of Service.

What countries does 3S Money not work with?

We work with shareholders and directors in 190+ countries but are unable to work with businesses in the following:

Afghanistan, The Bahamas, Barbados, Belarus, Botswana, Cambodia, Crimea, Cuba, Donetsk, Eritrea, Ghana, Iran, Iraq, Jamaica, Luhansk, Mali, Mauritius, Myanmar, Nicaragua, North Korea, Pakistan, Palestine, Panama, Russia, Somalia, South Sudan, Syria, Trinidad and Tobago, Uganda, Vanuatu, Venezuela and Yemen.

Open an International Business Account

3S Money is the preferred payment provider of thousands of shareholders and directors in 190+ countries.

To discover if 3S Money is right for you, complete our online eligibility checker and our team will take care of the rest.

Last updated: 11/24/23

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© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 2, Rue Edward Steichen, 1st floor Regus, L- 2540, Luxembourg, Grand Duchy of Luxembourg.