Basic fee schedule

3S Money fees are individually tailored for each client. If you are interested in opening an account with us and want to hear more, we offer free consultations to international businesses. Get in touch now to discuss your business and receive a full pricing plan that reflects your payment flows:

Account opening

Setting up an account with 3S Money is a swift and efficient process that takes up to 5 days. Our dedicated managers lead you through the whole journey – speak to them directly to understand if your business would be subject to an onboarding fee.


All incoming SEPA payments are always free and outgoing payments are always same day at fixed cost:


Monthly fees

An initial subscription for the first 6 months is €2000. After this period the monthly fee you are charged is dependent on the annual volume of incoming payments to your account: 

€1 million
€1-5 million
€5+ million
What is included in monthly fee:
  • Unlimited number of IBANs in your company name to hold different currencies, and collect and send payments cross-border
  • 24/7 online banking access for up to 10 members of your team
  • Multi-sign that enables multi-level account management, suitable for businesses where a bank account is managed by 2 or more people
  • A dedicated personal manager, who is just a phone call or a text message away. We don't employ chatbots. Clients love our account managers (just look at the reviews on Trustpilot)
  • Multi-language support
  • Instant notifications for incoming payments
  • Instant online currency conversions and a live FX desk to get you the best rates
  • Lightning speed SmartCompliance to sort out and process your transactions


3S Money account allows to pay anywhere in the world in USD, EUR, SGD, CNY, RUB and 30+ other currencies. The full list is provided below:

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