Open a UK International Business Account for non-residents

with sort code and direct debit

The best alternative to a business bank account - easily make international business payments online and expand into new global markets.

  • 100% online international business account in your company name
  • Transact in 190+ countries and 65+ currencies (inc. EUR, USD and AED)
  • EU and UK IBANs plus US bank details in your company name
  • Residents/non-resident business owners and directors accepted
  • A dedicated Client Manager to support your business goals

Open a business account online and expand to global markets

With a 3S Money International Business Account, your company can pay local salaries and taxes, collect customer payments, and pay suppliers in GBP, EUR, USD, AED and more – all from one online account.


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    Local IBANs & US bank details

    Get global account details in your company name to reach new markets with ease.
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    Access 190+ countries & 65+ currencies

    Send, receive, and exchange payments in GBP, EUR, USD, AED and more.
  • /media/1247/download/lower-fx-rates.png?v=2

    5x lower FX rates

    Save money and avoid surprises with 5x cheaper FX rates than traditional banks.
No residency requirements

At 3S Money, we see you – not your passport. Whether you’re an entrepreneur, SME director, startup founder or ecommerce newbie, we believe everyone should be able to do business globally – regardless of where they were born or live. That’s why we work with directors and shareholders from 190+ countries.

Scale to new markets with confidence

Based in the UK and want to reach western markets? In the EU or US and want to unlock new markets in Asia? Either way, a 3S Money International Business Account gives you the financial tools, confidence and support you need.


Standard International

Business Account


Bespoke International

Business Account


Suitable for:
Importers, exporters, manufacturers, professional service providers and ecommerce businesses

Suitable for:
Businesses with complex structures, holding companies, family offices, asset managers and investment funds

A dedicated Client Manager
High-value international payments aren't without complexity. We're here to make it easy for you.

Senior Client Manager support

Large transaction support
Executive support for payments over $1m

Number of users per account



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    Regulated by the FCA, CSSF & DFSA

    We’re monitored by respected independent regulators across the world.
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    Safeguarding compliant

    Operate your business knowing that 100% of your funds are protected.
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    Human support when you need it

    We don’t do chatbots. Just a dedicated Client Manager who cares about your business.

To open a business account online, check your eligibility today! You can be pre-approved in as little as 15 minutes.

Our clients say it best

Hear from real businesses who’ve scaled their operations and reached new markets using 3S Money’s alternative banking solutions.

Urban Health Farms

Helping Urban Health Farms become Europe's largest indoor farm operator
3 minute read

Dive and Cruise

Supporting a global team to create the world’s best diving experiences
3 minute read

SGR Consulting

Helping SGR Consulting grow their European customer base in the UAE.
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Professional Services

EVI Europe

Helping EVI bring more sustainable plastic recycling solutions to the world
3 minute read
Environmental services


Helping sunflower oil producer SunPro expand to new markets
3 minute read


Supporting Talent's mission to help brands unleash their creative potential
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Professional Services


Helping Avery sell quality fashion and lifestyle pieces around the world
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Helping Fanpass buy and sell tickets for worldwide sporting and cultural events
3 minute read
Professional Services

Elevision Media

Helping advertising specialists Elevision Media scale new heights
3 minute read
Professional Services


Helping Pangaia scale their sustainable fashion brand internationally
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Keep costs down with one simple multicurrency account

Are you paying for multiple banking providers in different markets? You don’t need to. With a 3S Money International Business Account, your company can transact in 190+ countries and 65+ currencies with the lowest FX fees available.

More about pricing
Traditional banks are failing global businesses

90-day waits to open accounts, residency requirements, automated customer support... who has the time (or patience) for traditional banking bureaucracy?

You need a service that understands your ambitions and innovates to help you get there. That service is 3S Money.


Applying for your account only takes 15 minutes
Get started, today.

We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Sales team will guide you through the rest of the process to opening your business account.

Welcome call

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