Future-proof operations
with features built for international business
Why is 3S Money better than the rest? Explained by Relationship Managers Zak, Amel, Daniel and Sheku.
Why use 3S Money
Quickly pay and get paid
Make unlimited international business payments via SWIFT, SEPA and Faster Payments with multi-currency payments accounts and local IBANs registered in your company name, with no payment delays.
Human client support
No chatbots, no hold music, no automated emails. Receive one-to-one support from a dedicated Relationship Manager committed to helping your business grow.
Sisia Magaya
Sales Development Team Lead
More account features
Batch payments
Simplify your financial operations with our bulk and batch payment solutions. Effortlessly pay suppliers, salaries, and overheads in multiple currencies.
Accounting integration
Remove manual tasks and automatically sync your transactions to your general ledger with our smart accounting integration with Xero.
Bespoke APIs
Streamline your global payments, collections and FX all on your platform with our bespoke API solutions that directly connect with your own systems.
5-star rated. Based on 700+ reviews
Real clients.
Incredible stories.
DE
DEE
2 reviews
GB
I managed to open my business account
I managed to open my business account and it was all thanks to Eliezer, thank you so much Eliezer for making the process quick and easy, I would recommend his services to anybody interested...thank you!!
MI
Michitaka
1 reviews
JP
Eliezer kindly advised by timely manner to slve my troouble.
Eliezer kindly advised by timely manner how to reinstall Duo mobile apps as I recently bought new iphone and did not work for approval process via Duo mobile. It was solved finally by Eliezer's support.
DM
David Macdonald
3 reviews
TH
Best Customer Service and Support
3S Money has the best service of providing Multi-Currency accounts for our business. And our Customer account manager, Lawrence Mante is very helpful, always support and provides his best service. Thank you for your hard work and dedication.
MM
Marina M
1 reviews
GB
3s Money tailors their services to clients
3s Money tailors their services to each client's needs. We have been with 3s Money for about 6 months and I would highly recommend them. Jack, our senior client account manager at 3 Money, is exceptional. He is highly dedicated to serving his clients, has excellent communication skills and pays close attention to details. It has been a pleasure to work with Jack.
TS
Thomas Soyemi
1 reviews
GB
Recently had my account locked out off…
Recently had my account locked out off and spoke to Eliezer, my Account Manager. He was able to get me back on within about 3 minutes! Very friendly and comfortable service from him!
HN
Hristina Nikova
7 reviews
GB
Thanks to Marta Smirnova
I want to express my gratitude to the employee Marta Smirnova i 3 S Money, for her exceptional professionalism, responsibility and willingness to help in difficult situations. Maria Gerdzhikova accountant of D&P Multiservice 3 S Money Bank Customer
DE
DEE
2 reviews
GB
I managed to open my business account
I managed to open my business account and it was all thanks to Eliezer, thank you so much Eliezer for making the process quick and easy, I would recommend his services to anybody interested...thank you!!
MI
Michitaka
1 reviews
JP
Eliezer kindly advised by timely manner to slve my troouble.
Eliezer kindly advised by timely manner how to reinstall Duo mobile apps as I recently bought new iphone and did not work for approval process via Duo mobile. It was solved finally by Eliezer's support.
DM
David Macdonald
3 reviews
TH
Best Customer Service and Support
3S Money has the best service of providing Multi-Currency accounts for our business. And our Customer account manager, Lawrence Mante is very helpful, always support and provides his best service. Thank you for your hard work and dedication.
MM
Marina M
1 reviews
GB
3s Money tailors their services to clients
3s Money tailors their services to each client's needs. We have been with 3s Money for about 6 months and I would highly recommend them. Jack, our senior client account manager at 3 Money, is exceptional. He is highly dedicated to serving his clients, has excellent communication skills and pays close attention to details. It has been a pleasure to work with Jack.
TS
Thomas Soyemi
1 reviews
GB
Recently had my account locked out off…
Recently had my account locked out off and spoke to Eliezer, my Account Manager. He was able to get me back on within about 3 minutes! Very friendly and comfortable service from him!
HN
Hristina Nikova
7 reviews
GB
Thanks to Marta Smirnova
I want to express my gratitude to the employee Marta Smirnova i 3 S Money, for her exceptional professionalism, responsibility and willingness to help in difficult situations. Maria Gerdzhikova accountant of D&P Multiservice 3 S Money Bank Customer
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
E
Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
D
Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
BS
Bernardus Sleijster
1 reviews
ES
We have been working with 3S for quite…
We have been working with 3S for quite a few years now and we’re still very excited and satisfied with their solutions. Especially their personal support is excellent. We recently changed from account manager, but the transition has been smooth and Lawrence Mante, our current account manager, has been fantastic. Many thanks and keep up the good work!
E
Elena Pankratova
1 reviews
RU
Our thanks for the excellent work
We have been cooperating with 3S Money Club for about 9 months, it was very surprising that working with the banking platform can be so simple, fast and productive. Great interface, easy to understand. I express special gratitude to our contact Timofej Stepanov. Timofey thank you for your help, support, quick response in emergency situations for us it is very valuable.
DE
Dennis
1 reviews
NL
Great experience for setting up new account!
For our new business we were looking for a new business banking partner. From day one the experience was 5 starts. From registering the account, sharing information to the onboarding all went smoothly and I can advise 3S to everyone. The local team supporting me was very impressive. Thank you Noreen, Mohammed and Daryl!
D
Dave Pavalov
1 reviews
BG
Absolutely amazed
I'm absolutely amazed by the customer support from 3S Money. It's incredible to have a personal account manager. The one that was assigned to me - Lawrence Mante always goes above and beyond to help me with any questions / inquires that I may have. I was looking for an alternative to Wise because I couldn't stand their customer support and I'm so glad I found 3S Money. A huge THANK YOU to the entire team of 3S Money and to Lawrence Mante. Keep doing what you guys are doing!
LU
Lucas
2 reviews
BE
incredible experience from the start…
incredible experience from the start with 3S money. My account manager is Noreen and she is always available to answer my questions and help me. It's the first time I've had an online bank of such high quality, with even better service than a physical bank. I recommend it 100%. Thanks to Noreen for all her help from the start whenever I have questions.
AI
Al W
1 reviews
TH
3S Money provides exceptional customer…
3S Money provides exceptional customer support. My manager, Eliezer Del Rosario, consistently goes above and beyond to solve obstacles and help meet our company's needs.
You’re in
good company
We work with businesses of every size, read more about our customer success stories below
Discover how 3S Money helps clients worldwide
Trusted by 1000s of businesses across the world
Frequently asked questions
Is 3S Money a bank?
3S Money is not a bank. 3S Money is an Electronic Money Institution that provides multi-currency international business accounts as well as foreign exchange solutions. By combining innovative financial technology with private banking standards, we offer businesses the payment services they need to expand into new markets.
We are licenced and regulated by the Luxembourg Commission de Surveillance du Secteur Financier (CSSF), the UK’s Financial Conduct Authority (FCA), and Dubai’s Financial Services Authority (DFSA) in the Dubai International Financial Centre (DIFC).
How do I open a 3S Money account?
Opening an account with 3S Money couldn’t be easier. We only need a few details about you, your business, and your international payment needs. Simply complete our application form, and our team will take care of the rest.
What type of business does 3S Money accept?
3S Money welcomes businesses from around the world and supports entrepreneurs in industries that traditional banks might ignore.
The list of industries we can support includes but isn’t exclusive to:
Agriculture, farming and forestry
Art, antiques and luxury goods
Commodities
Computers and communication equipment
Construction
Energy and utilities
Food, beverages and tobacco
Health & beauty
Household and consumer goods
IT, software development and maintenance
Machinery and metal products
Medical
Motor vehicles
Print and media
Sports and gaming
Textile, clothing and footwear
Transport and logistics
Check out our full eligibility criteria.
Can I upgrade my 3S Money account?
You can switch between plans easily and only pay for what you need with assistance from your Relationship Manager.
Can 3S Money provide customer support in different languages?
As a global business, we use English as a first language for all written communications. However, with dedicated Relationship Managers across seven global offices - we aim to provide local language support where possible.
How do I contact 3S Money?
The quickest way to get in touch is by sending us a message through our Contact Us page or by calling your local 3S Money office to speak to our team directly.
Products
Industries
Help and Support
Partnerships
About 3S Money
Headquarters address
© 3S Money Club Limited 2019-2024. All rights reserved. 3S Money and 3s.money are trading names of 3S Money Club Limited. 3S Money Club Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing of electronic money and the provision of payment services with FCA registration number 900918. 3S Money Club Limited is registered in England and Wales, Company Number 8574246, with its registered office address at 45 Folgate Street, London, E1 6GL, United Kingdom. 3S Money Club Limited is registered with The United Kingdom Information Commissioner's Office with ICO registration number ZA495485. 3S Money Club Limited (DIFC Branch) is regulated by the Dubai Financial Services Authority (DFSA) with DFSA reference number F007004, authorising it under Article 48 of the Regulatory Law 2004 to carry on the Financial Services comprised in Issuing Payment Instruments and Providing or Operating a Payment Account. 3S Money Club Limited (DIFC Branch) is registered in Dubai International Financial Centre, Licence Number CL5587, with its registered office address at Central Park Towers, office 20-54, DIFC, Dubai, UAE. 3S Money (Luxembourg) S.A. is authorised by the Commission de Surveillance du Secteur Financier (CSSF) under the law of 10 November 2009 on payment services for issuing, distribution and refund of electronic money with CSSF registration number W00000016. 3S Money (Luxembourg) S.A. is registered in Luxembourg, R.C.S number B245715, with its registered office address at 2, Rue Edward Steichen, 1st floor Regus, L- 2540, Luxembourg, Grand Duchy of Luxembourg.