Online international business accounts for UAE SMEs
Why 3S Money?
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Local UK and EU IBANs & US routing number in your company name
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Same-day international $1 SWIFT transfers with no transaction limits
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Access 20+ major currencies at 5x cheaper rates
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Non-resident directors and shareholders accepted from 190+ countries
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Support from your own dedicated Client Manager

A new standard for business banking in the UAE
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Instant global payments
Process international payments on your terms with access to 20 global currencies. -
Unlock new markets
Send, receive and exchange high-value business payments to 190+ countries. -
Reduce business costs
Save money and avoid surprises with 5x cheaper FX rates than traditional banks.
Manage all your online business accounts in one place

Make and receive payments in 20 currencies



























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Competitive currency exchange
Say goodbye to expensive foreign exchange rates. With our live FX desk and team of currency exchange experts, you'll access sustainable rates and always have full fee transparency.
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Open local currency business accounts online
Need to open local IBANs to scale new markets? 3S Money offers the widest global coverage of any UAE business account. Having local IBANs in your company name enables you to pay local taxes, salaries and suppliers wherever you do business.
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Accept payments from all over the world
Does your business account let you send and receive high-value international payments to 190+ countries? 3S Money is your gateway to the future of foreign exchange and truly borderless business transactions.
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Business accounts built for humans, by humans
At 3S Money we’re fighting back against automation. When you open an International Business Account, you will receive a personal Client Manager. They will understand the needs of your business and support you on every step of your journey.
Simple, fair and transparent pricing
3S Money’s fees are individually tailored to suit/meet your business needs. Start the application process and receive a full pricing plan that reflects your payment flows. Here you can see the types of fees we apply:
Account maintenance fee starting from:
$100
We accept mid-size businesses with an annual turnover of $600,000 or above.
Our competition? What competition
3S Money helps global businesses open online business accounts and simplify their international payments. Here's what makes us different.










Personal Client Manager
Under 20 minutes
Shareholders and directors from 190+ countries
Pay and receive money in 20 currencies
100% online application
High-value payment specialists
Up to 15 business days
Meet our Dubai team
We're experienced merchant bankers and Fintech professionals reinventing international business banking. Our combined experience means we understand where you come from and what you need.
Email: [email protected]
Phone number: +971 56 274 1714

Email: [email protected]

Email: [email protected]
Phone number: +971 56 187 3705

Start your 3S Money application
Fill in the form below and we’ll email you an invitation to start our onboarding process. If you have any questions, reach out to our experienced Sales team on +971 (0) 4457 0346 or [email protected].
Applying for your account only takes 15 minutes.
Get started, today.
We cater to businesses of all sizes and structures – starting with an application that learns about your business needs. Once pre-approved, our friendly Sales team will guide you through the rest of the process to opening your business account.